Quotations by Jacob Lund Fisker

Preventing catastrophic, that is, irrecoverable losses is the only reason to carry insurance. Effectively, this means carrying as high a deductible as possible while at the same time having enough funds, which you can invest, to cover losses up to the deductible. Most of us don't insure our clothes or tools. For a financially independent person, this will extend much further since almost everything can be replaced many times over. [2010] - Jacob Lund Fisker

To live together, a couple has to agree on certain things, like not signing up for debt, and how much to spend on common items like housing. A compromise must be reached. For other things, whereas it would be nice to agree on them, like where to squeeze a tube of toothpaste, whether to have a TV or a car, it's not a crucial issue. [2010] - Jacob Lund Fisker