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Sam Dogen, the man behind the popular blog Financial Samurai, says nobody should buy a car that costs more than 10 percent of their gross annual income. I bought my current car five years ago for $4,500. If I spent $50,000 on a car, it might annoy me if an errant shopping cart rolled into its door. My lower-priced car also makes it easier to relax when I’m driving in tight traffic. And I don’t have to worry about wrecking expensive wheels if I get too close to the curb while parallel parking. I’m not saying everyone should follow my lead, or Sam Dogen’s. But by worrying less, I live well. [2022] - Andrew Hallam

Happiness increases with income, but only to a point. For example, according to the Purdue study, North Americans who earned $105,000 a year reported higher levels of life satisfaction on average than those who earned $60,000 a year. But those who earned more than $160,000 a year reported lower levels of happiness on average than those who earned $105,000 a year. Research reveals that materialistic people tend be far less happy than nonmaterialistic people. The Purdue researchers also surmised that the added responsibility and time commitments of higher-income jobs can take time away from what people enjoy most: connections with friends and family, healthy amounts of sleep, hobbies, and physical activity, for example. [2022] - Andrew Hallam

The journalist Annette Schaefer referenced several commuting-related studies in her article in Scientific American. She says people with longer commutes are less happy. They spend far less time with their families and on their hobbies. Commuting also affects their health. Remember, time is the only nonrenewable resource we have. That’s why we should treasure it. If we choose to work at a job we hate because it pays a lot of money, we’re trading something precious for something that won’t necessarily improve our lives. If we want to maximize our health and happiness, that’s worth remembering. [2022] - Andrew Hallam

Close relationships—far more than money—are the single greatest influence on a happy life. In fact, personal relationships are better predictors of happiness, health, and longevity than social class, IQ, or even genetics. This is why spending time with friends and family makes so much sense. [2022] - Andrew Hallam

You might enjoy lending money to small business owners in a global region of your choice through Kiva.org. According to research published by the American Psychological Association, we gain more pleasure when we spend money on other people, compared to when we spend it on ourselves. Elizabeth Dunn, a psychology professor at the University of British Columbia and co-author of Happy Money, says that when people give money and they see the results of their generosity, it gives them far more pleasure than donating money to a faceless organization. She calls this “prosocial giving.” [2022] - Andrew Hallam

Money is not the first - or even the second - priority in happy people's lives. Your health, relationships with family and friends, career satisfaction, and fulfilling interests are more significant. That's not to say that it's okay to ignore or give insufficient attention to your personal finances and associated decisions. [2019] - Eric Tyson

Statistically, flying is much safer than driving a car. You're approximately 110 times more likely to die in a motor vehicle than in a airplane. In North America, some 37,000 people die in automobile accidents each year (100 people, on average, die on the road every day). [2018] - Tony Martin

Keys to Finding Hope: 1. Hope depends upon taking care that we have at least two alternatives, in every situation we find ourselves, and with every task confronting us. 2. In any situation, no matter how much we may feel we are at the mercy of vast forces out there, that are totally beyond our control, we can always find something that is within our control, however small, and work on that. 3. Nothing that happens to us is just senseless and meaningless. In the context of our total life, it will eventually turn out to have meaning. [2013] - Richard N. Bolles

Wellbeing is about the combination of our love for what we do each day, the quality of our relationships, the security of our finances, the vibrancy of our physical health, and the pride we take in what we have contributed to our communities. Most importantly, it's about how these five elements interact. [2010] - Tom Rath

When we get at least six hours of daily social time, it increases our wellbeing and minimizes stress and worry. The six hours includes time at work, at home, on the telephone, talking to friends, sending e-mail, and other communication. [2010] - Tom Rath

People who have at least three or four very close friendships are healthier, have higher wellbeing, and are more engaged in their jobs. But the absence of any close friendships can lead to boredom, loneliness, and depression. [2010] - Tom Rath

Spending on oneself does not boost wellbeing. However, spending money on others does —— and it appears to be as important to people's happiness as the total amount of money they make. [2010] - Tom Rath

Buying experience such as going out to dinner or taking a vacation increases our own wellbeing and the wellbeing of others. Experiences last while material purchases fade. [2010] - Tom Rath

Even a simple imaginary exercise can change your mood: Close your eyes, and take yourself back to your last holiday where there was a lovely warm sun, beautiful sea, relaxed beach and fun meals in the evenings. Open your eyes and consider how you feel now. [2009] - Liz Miller

Many physical illnesses are associated with depression and anxiety, including heart disease, high blood pressure, diabetes, Parkinson's disease, stroke, kidney disease, lung disease, dementia and cancer. [2009] - Liz Miller

People who relax by watching TV instead of going out to engage with the world tend to be far less energetic. the benefits of exercise in protecting against depression and mental ill-health are huge. Those around you can also affect your energy levels. Self-talk also works wonders on energy levels. [2009] - Liz Miller

Mood reflects the biology of the brain. How you feel is affected by the chemicals in the brain, and these are the same chemicals that form the basis of mood-altering drugs. You may use yoga, meditation, cognitive behaviour therapy (CBT) or exercise to alter your mood, or revert to healthy eating, regular exercise and getting enough sleep. [2009] - Liz Miller

Ignoring a problem does not make it go away. In fact, it can simmer away beneath the surface and lead to poor mood and energy levels, and can also cause your moods to become unstable. [2009] - Liz Miller

Almost all negative moods are missing one key element - calm. By learning calm, you learn to deal with difficult areas. Calm allows us to achieve what we want, without being overwhelmed by anxiety. [2009] - Liz Miller

Many of our threats are imaginary. The habits and even obsessions that we develop to keep them away are destructive and undermine our moods constantly. [2009] - Liz Miller

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