Quotes of the Day

One cup of coffee or espresso a day is fine, but people who drink coffee all day long are courting reflux if they don't have it already. We recommend switching to herbal teas such as chamomile. Green tea is okay if lightly brewed. [2010] - Jamie Koufman

As you focus on calming your breathing, your anxiety will quickly reduce and you will start to think clearly again. This is especially important if you feel a panic attack coming on. [2009] - Liz Miller

When a Danish study came out in May 2014 concluding that regular, long-term use of certain PPIs was linked to greater risk of developing esophageal cancer, the use of this popular acid-blocking medication was put into question. It was an alarming argument, but it’s not one you should give too much credence. The authors of the study were unable to control for significant risk factors for the development of esophageal cancer such as alcohol consumption. Nor were other lifestyle considerations, such as smoking or dietary habits, taken into consideration. [2017] - Jonathan Aviv

The most successful businesses usually do one of the two things: 1. Solve a problem. 2. Fill a need. [2005] - Robert T. Kiyosaki

Adding stocks to an all-bond portfolio actually lowers the risk of the overall portfolio. That's why many believe retirees should keep at least 20% of their portfolio in equities, even if they're very risk-averse. It works the other way around, too. Historically, a portfolio of 20% bonds and 80% stocks has been significantly less volatile than an all-equity portfolio, with only modestly lower returns. So even if you're a very aggressive investor, you should probably keep at least 20% of your portfolio in bonds. Thoughtful diversification can deliver higher returns with less risk. No wonder it's sometimes called the only free lunch in investing. [2021] - Dan Bortolotti