Quotes of the Day

The 'Rule of 20' (developed by the Canadian office of Russell Investments) is a simplified method that gives you a very rough and rather conservative estimate of the size of nest egg you might require. First, estimate the amount by which your annual retirement costs will exceed your assured source of income like CPP, OAS, employer pensions, annuities, any significant sources of cash such as an inheritance or home downsizing, etc. (your 'Retirement Gap'). Multiplying your Retirement Gap by 20 gives you rough approximation of your required nest egg. [2018] - Larry Bates

When you have identified the audience, go out and rent five thousand or one thousand--or the smallest meaningful quantity of--names from that list that you can afford and can access. [2000] - Jay Abramham

One place you can find buyers and sellers of cryptocurrencies for cash is https://localbitcoins.com/?ch=w7ct. Other sites connect buyers and sellers in a way where the seller provides bank details that let the buyer make a cash deposit at the bank. You must keep the receipt to provide proof, and the seller can send you the Bitcoins. Some options in this vein include https://www.bitquick.co/ (part of Athena Bitcoin based in Chicago) and https://paxful.com/ (based in Delaware). [2019] - Kiana Danial

The average real return for US stocks over the two hundred year period ending in 2001 was 6.7% a year. For Canadian stocks, the average real return from 1924 to 2019 has been 6.6% (the lowest real return on Canadian stocks over any 30-year period since 1924 was 3.6% a year and that happened from 1965 to 1994). Stocks have done well pretty much everywhere, at least in developed countries (with the possible exception of Japan). From 1924 to 2019, the average compound return on bonds in real terms has been 3.1%. It's a near-certainty that bonds will not produce anywhere close to a 3% real return over the next 30 years. [2021] - Frederick Vettese

It will often take three or four visits just to reach the point where the relationship is strong enough that you can talk business seriously. [2004] - Brian Tracy