Quotes of the Day

Many retirees don't have work-related pensions and it makes sense that they should "pensionize" some of their savings by creating a guaranteed monthly income, i.e. annuities. Deal only with the top-rated companies--annuities are no good if the insurance company dies before you do! Also, even though I think annuities are underutilized, don't go overboard here. Annuities are appropriate for a percentage, not all, of retirement portfolios. [2011] - David Chilton

Most people don't wear glasses in the U.S., and we're not conditioned to finding men and women who wear glasses sexy. If you need your glasses to see, find a good optometrist who can outfit you with a great frame, thin lenses, and a high-quality anti-reflective coating. [2013] - Amy Webb

Usually you can expect the following from a robust trading system: 1. A winning percentage of 60-80%; 2. A profit factor of 1.3-2.5; 3. A maximum drawdown of 10-20% of the yearly profit. [2008] - Markus Heitkoetter

As of January 1, 2021, the maximum OAS pension for an individual who started payments at age 65 is $615.37 a month. One needs to have been resident in Canada for 40 years after age 18 to receive the maximum, otherwise the pension is pro-rated. OAS pension rises quarterly in step with increases in the Consumer Price Index. If you were 65 in 2021 and had income over $79,845 in that year, you would have to pay back some of the OAS pension you were receiving. OAS income is essentially "clawed back" at the rate of 15% of your income that is in excess of $79,845. You would receive no benefit at all from OAS pensions if your earnings were over $129,000 in 2021. [2021] - Frederick Vettese

To have a method or a trading plan truly hardwired into your head takes many, many impressions or, ideally, many months or even years of demo or live trading. Gaining that experience takes discipline. [2010] - Jay Norris