Quotes of the Day

Asking one question at the end of a message is a must. Keep the question simple. Start with your experience on the topic, and then ask a simple yes-or-no question. Uncomplicated questions will encourage your match to expand on the topic. Always close the email with your name. [2013] - Laurie Davis

Now we have a tool to help us understand our own individual carbohydrate tolerance and how we respond to specific foods. This is called continuous glucose monitoring, or CGM. Typically, my healthy patients need to use CGM only for a month or two before they begin to understand what foods are spiking their glucose (and insulin) and how to adjust their eating pattern to obtain a more stable glucose curve. Fructose doesn't get measured by CGM, but because fructose is almost always consumed in combination with glucose, fructose-heavy foods will still likely cause blood-glucose spikes. [2023] - Peter Attia

Reducing your amortization and paying off your mortgage quicker is an amazing way to eliminate interest which not many people practice. Without mortgage payments, you see more disposable income you can use towards purchasing your next investment, or whatever you want really. [2021] - Shazia Virani

Precious metals essentially eliminate the middleman. They are the only financial assets that do not have to be “in” the financial system. [2008] - Michael Maloney

In general, building an entire portfolio out of ETFs usually makes sense starting in the ballpark of $50,000. Anything less than that, and you're most likely better off with mutual funds or a mix of mutual funds and ETFs. The exception is if you're buying ETFs using Scotia iTrade or Qtrade, where many ETFs can be traded for free. In that case, the ETF portfolio may make sense for even the smallest of accounts. [2013] - Russell Wild