Quotes of the Day

You generally need life insurance only when other people depend on your income. The following folks don't need life insurance to protect their incomes: 1) Single people with no children; 2) Working couples who could maintain a lifestyle acceptable to them on one of their incomes; 3) Independently wealthy people wo don't need to work; 4) Retired people who are living off their retirement nest egg; 5) Minor children (because you're not financially dependent upon them). [2019] - Eric Tyson

In general, any money you need in less than 5 years shouldn't be in stocks. Even balanced portfolios of 50% stocks and 50% bonds have lost money over that length of time. If you're saving for a down payment or another major purchase in the near term, your top priority has to be protecting your principal. Keep this money in a high-interest savings account or GICs. [2021] - Dan Bortolotti

Most variable annuities are way overpriced, carry nasty penalties for early withdrawal, and prove to be lousy investments. The same is true for many life insurance products other than simple term life. As a rule, it's best to keep your investment products apart from your insurance products. And never buy an annuity unless you are absolutely sure you know what you are buying. [2013] - Russell Wild

Make sure you have at least 200 words of content on each page. The title tag should be limited to 40-60 charters of text. The description tag should be no more than 250 characters. Google ignores the description tag and generate its own description based on the content of the Web page. [2007] - Bruce C. Brown

Your username is not a numerology report, so stay away from numbers. Combining hobbies or words on the same topic is an easy way to stand out from the crowd. For example, if you love travel, you might go with something like GlobalTrek or OutdoorVentures. [2013] - Laurie Davis