Quotes of the Day

Options and futures markets, which are popular with day traders, are zero-sum markets. So who wins and loses in a zero-sum market? Some days, it all depends on luck, but over the long run, the winners are the people who are the most disciplined. They have a trading plan, set limits and stick to them, and can trade based on the data on the screen - not based on emotions like hope, fear, and greed. The stock market is not a zero-sum game. As long as the economy grows, company profits will grow, and that will lead to growing share prices. There really are more winners than losers over the long run. [2011] - Bryan Borzykowski

A slightly lower mortgage rate may come with restrictions like stiffer mortgage penalties, limited prepayment privileges and shorter closing times (some lenders offer a lower rate when your mortgage closes in 30 to 45 days). In some cases, it can actually make sense to choose a mortgage with a slightly higher rate (e.g., 0.10% to 0.20% higher than the lowest available rate). [2017] - Sean Cooper

In some cases, calcium supplements (especially in the form of calcium carbonate) have been found to have little impact on bone density and may even be harmful to our health. It's best to consume calcium in its biologically absorbable forms, including dairy, green vegetables (especially dark, leafy greens), almonds, whole fish, and soups with meat cooked on the bone. [2018] - Steven Lin

Rapamycin has been demonstrated to do something that no other drug has ever done before: extend maximum lifespan in a mammal. Even though rapamycin is already approved for use in humans for multiple indications, there are formidable obstacles to launching a clinical trail to look at its possible impact on human aging-mainly, its potential side effects in healthy people, most notably the risk of immunosuppression. [2023] - Peter Attia

In addressing personal performance, if there is a problem you are first seeking her agreement that an actual problem exists. Next, ask how she sees the problem and then honestly share your perspective. Depending on the situation, you may need to discuss the consequences for her if there is no change in the situation. A big part of the process is discussing alternate solutions. "How are we going to solve this problem?" Keep an open mind, but the point of the discussion is to arrive at mutually agreeable course of action. This needs to be specific and should spell out expectations, responsibilities, and time lines. Again, write it down. [2004] - Gary Keller