Quotes of the Day

If your account has a bond index, a domestic stock index, and an international stock index, you'll have a good chance of success. A rule of thumb is that you should have a bond allocation that's roughly equivalent to your age. Some experts suggest that it should be your age minus 10, or if you want a riskier portfolio, your age minus 20. Common sense should be used here. A 50-year old government employee expecting a guaranteed pension when he retires can afford to invest less than 50 percent of his portfolio in bonds. [2017] - Andrew Hallam

You should be earmarking about 20% of your tax-sheltered assets for the purchase of an annuity at the point of retirement. Buying an annuity is not as effective a strategy as it used to be now that interest rates are so low. That can change, though. Don't even think about buying an indexed annuity. [2020] - Frederick Vettese

Research has shown that practicing mindful breathing for forty-five minutes daily for eight weeks can significantly reduce anxiety. Studies have shown that denying or trying to avoid upsetting emotions leads to greater anxiety, whereas being accepting and tolerant of those emotions leads to less distress. [2014] - Shannon Kolakowski

Make sure your multivitamin is delivered in powdered form in single-serving packets or in a capsule proven to disintegrate in 20 minutes or less and is coated with shellac or wax. The multivitamin shouldn't contain sugar (e.g. sucrose, maltodextrin, fructose, fruit juice, corn syrup solids, high-fructose corn syrup, cane sugar, tapioca syrup, or corn syrup), preservatives (sodium benzoate, BHA, or BHT), binders/fillers/flow agents (e.g. magnesium or calcium stearate, disodium hydrogen phosphate, talc, polyvinyl alcohol, cornstartch, sodium starch glycolate, crospovidone, croscarmellose sodium, or gellan gum), artificial colors/sweeteners/flavors. [2019] - Mira Calton

BFG Outlier Research Process (BFG) is used both by institutional and retail level investors. The retail version can be found within www.superstockinvestor.com and is called The Madison Letter. BFG was created to solve one of the toughest tasks for anyone involved in markets: the identification of intermediate tops and bottoms with a high degree of success. A sell occurs where the BFG Score is above 20, Trend Measure falls under 40, and volume wanes into the close. Buys occur where the BFG Score is below -20, Trend Measure falls under 40, and volume improves into the close. [2009] - James DiGeorgia