Quotes of the Day

When you receive your lender's renewal offer, whatever you do, don't sign it! Lenders almost never put their best rate on the renewal. Sometimes you'll get a lower mortgage rate simply by phoning your lender and asking for one. A lower mortgage rate could mean saving thousands of dollars in interest over the life or your mortgage. Your mortgage renewal is too important to leave until the last minute. Start shopping early--four to six months ahead of when your mortgage term ends. This gives you plenty of time to see what else is out there. [2017] - Sean Cooper

Building and repairing relationships are long-term investments. [2004] - Stephen R. Covey

Shiitake mushrooms may be able to reverse the changes to the microbiome that typically accompany old age. Lion’s mane could decrease the symptoms and the proteins associated with gut inflammation by as much as 40%. The mushroom increased the healthy bacteria Akkermansia while decreasing the harmful sulfur toxin-producing Desulfovibrio. [2019] - William W Li

In general, the people who get hired are those who mix speaking and listening fifty-fifty in the interview. [2013] - Richard N. Bolles

Pivot points are a self-fulfilling prophecy. In other words, they work only because enough traders believe in them and trade off of them that there is bound to be some significant price activity at those levels. Fibonacci levels can be considered, to some extent, a self-fulfilling prophecy much like the pivot points. [2009] - James Chen