Quotes of the Day

For business-to-consumer companies, you need to have a constant touch system to keep the relationship strong. This may mean a VIP card that your clients can use to get express service or special benefits. "Education-based marketing" is an excellent method of staying in touch. No matter what you sell, you can find valuable information that your client will appreciate receiving. [2007] - Chet Holmes

Horizons Canada offers three swap‐based ETFs on the Canadian market. Its Horizons S&P/TSX 60 index ETF costs just 0.03 percent. It tracks Canada's 60 biggest stocks. Horizons S&P 500 index ETF tracks the US market. It costs 0.12 percent. And Horizons' Canadian Select Bond Universe ETF costs 0.17 percent. Most indexes physically hold stocks or bonds within them, but not these. Instead, they're like contracts backed by the National Bank of Canada, promising investors the full return of a given index as if all dividends or interest were reinvested. Because investors don't actually own the index's holdings directly, they aren't charged dividend taxes on the stock indexes or income taxes on the bond index. [2018] - Andrew Hallam

More than two servings of fish per week are associated with significantly higher incidence of type 2 diabetes. There is no significant benefit from using fish in your diet at all. The healthful omega-3 fat can be ingested via a supplement (even a vegan DHA/EPA supplement). I do not recommend fish oil capsules regularly because each capsule contains about 1,000 milligrams of oil, and this high dose of fish fat may have a negative effect on diabetes. Instead 150 to 300 milligrams a day is sufficient. Consider the algae-sourced DHA supplements available or DHA/EPA Purity. [2013] - Joel Fuhrman

The monthly fees can go up significantly if you're buying a newly built condo. It was very common to see maintenance fees rise by 40 to 50 percent in year two and another 20 to 30 percent in year three, after the complex had been registered. [2013] - Dan S. Barnabic

A good indicator with the right lookback period will usually trend in the direction of price and reverse within a very few bars of the price reversal. [2009] - Robert C. Miner