Quotes of the Day

When it comes to credit inquiries, there are two types: soft hits and hard hits. Soft hits, such as asking for a copy of your credit report, won't impact your credit score. Hard hits are inquiries that count toward your credit score. Whenever you apply for a credit, whether it's a credit card or mortgage, lenders ask for a copy of your credit report. When this happens, a credit inquiry is recorded--a hard hit. To protect your credit score, limit the number of hard hits. When shopping for a mortgage, apply only at lenders you're serious about. And try to apply for mortgages within a two-week period (these inquiries usually will be lumped together and treated as one). [2017] - Sean Cooper

Average household size is used to help determine the proper unit mix. If you lean that the average size is 3.7 persons per household, then pursuing a building with a mix of studio and one-bedroom apartments won't work. [2017] - Bryan M. Chavis

Swing trading involves shorter time frames than the daily charts; this generally means trading from the 240-, 60-, and 15-minute charts. The time you could be in a swing trade can range from hours to days, and the trade can be a trend trade or a countertrend trade. Swing traders in general are less concerned with long-term trends. They also rely on trailing stops and OCO (order cancels order) orders and other automated features on current trading platforms. [2010] - Jay Norris

Since price is so important to many sellers, the use of unconventional financing is a way to negotiate without leaving them feeling "beaten down" on their price. Don't use a standard bank-type note that contains a due-on-sale clause. Also, you should include a clause giving you the right to substitute collateral. [2004] - Mike Summey

You can make one or two compliments about her appearance per meeting (e.g., You look great in that outfit), but that's all. Any more than that and you will be seen as pandering. [2012] - Christopher Gray