Quotes of the Day

For most borrowers in most markets, the 15-year mortgage, even on a lower-priced home (holding payments the same), will give larger and safer returns. The 30-year fixed-rate loan on a higher-priced house proves superior only during periods of extraordinary high rates of appreciation. [2003] - Gary W. Eldred

Beautiful and familiar objects can help us to feel better. Photos of family and friends, which remind us of the people we love and who love us, are important mood-lifters. Items that inspire us or encourage periods of reflection do the same. [2009] - Liz Miller

A fundamental way to increase your negotiation power is by improving your walk-away alternative. [1991] - Roger Fisher

If you want to day trade stocks, then you need at least $25,000 in your trading account. If you want to day trade futures, then you should have between $5,000 and $10,000 in your trading account. When trading options, you should have between $1,000 and $5,000 in your trading account. If you’re thinking about trading forex, then you can start with as little as $500 in your trading account. [2008] - Markus Heitkoetter

If you can manage the initial discomfort, it's worth joining an established group in which most members are of the gender you're seeking. Shy men who want to meet women might consider taking a course like flower arranging, pottery, or home decorating (ideally, whatever you sign up for should truly interest you) or joining a reading group at the library or local bookstore. Dance, yoga, or Pilates classes are also excellent options for men. [2004] - Bonnie Jacobson