Quotes of the Day

People don't buy products; they buy benefits. They buy solutions to their problems. They buy ways to satisfy their needs. [2004] - Brian Tracy

Sleep restriction is an integral part of cognitive behavioral therapy (CBT-I). Patients may need to temporarily spend less time in bed. [2017] - W. Chris Winter

I'll use the SPDR Gold Trust (the biggest one) as an example of how gold ETFs work. When the buy order is processed, two things happen. First of all, the fund issues 10 shares to cover the investor's purchase. Then the fund uses the purchase money to buy an ounce of gold, which is added to the SPDR Gold Trust hoard in London. This means that outstanding shares rise as the ETF's gold stock grows. The opposite process occurs when a SPDR investor decides to sell. His shares are redeemed, and the fund sells the corresponding amount of gold from its stock. [2009] - James DiGeorgia

Just one round-trip, cross-country flight may subject you to about the same level of radiation as a chest x-ray. The research team found that green, leafy vegetables like spinach and kale appear to have an edge over other vegetables and fruits when it comes to radiation protection. Other common foods that may be protective against radiation damage include garlic, turmeric, goji berries, and mint leaves, but none of these has been tested in clinical studies. [2015] - Michael Greger

Gifts should be useful, things that they will want to keep or play with--or take home to a child. Great gift ideas: Magnifying glass, 100 for $60; Calculator, 120 for $200; Miniature tool kid, 120 for $120; Paddleball, 120 for $50; Glider, 1,000 for $70; Rubik's Cube, 120 for $40; Metal whistle, 120 for $100; Plastic dinosaur, 100 for $26. [2007] - Chet Holmes