Quotes of the Day

Borrowing to invest in stable, positive-cash-flowing real estate or even high-quality blue-chip dividend-paying stocks, when well executed, is the lowest risk measure you can take to dramatically improve your retirement standard of living and prospects. Dividend-producing stocks and other investment returns are nowhere near as carved-in-stone as real estate's are. You have a high degree of control over a private real estate investment, whereas you have no control over a stock investment. [2017] - Calum Ross

Sincere apologies make deposits; repeated apologies interpreted as insincere make withdrawals. [2004] - Stephen R. Covey

Common lift-riding rules: 1. There will be no talking to anyone, including a person you know. 2. Avoid eye contact with others at all times. 3. Maintain a 'poker face' - no emotion is permitted to be shown. 4. If you have a book or newspaper, pretend to be deeply engrossed in it. 5. In bigger crowds, no body movement is allowed. 6. At all times, you must watch the floor numbers change. [2004] - Allan Pease

A minimum of six months to a year or even more is advisable for the period of courtship and engagement, with lots of time spent together engaging in all sorts of activities: sports, discussions, parties, vacations, book groups, etc. If the couple lives together, after carefully considering this important step, it will provide them with information that will be helpful in making the ultimate decision to marry or not. It is important to try to plan no pregnancy for at least a year. The early period of marriage calls for adjustments: mental, physical, financial and emotional. All of these possibly negative concerns can be ameliorated if pregnancy is delayed until the marriage seems stable and prepared for the very considerable impact of children on the relationship. [2011] - Isabelle Fox

Rules for profile photo perfection: 1) Two or three close-ups (a simple smile will work best on less quirky sites); 2) One to two action shots (action shots are great conversation starters); 3) One to two full-length pictures (flaunt what you've got with flattering, form-fitting clothes); 4) Represent the real-time you (avoid uploading photos that are more than two years old); 5) Cropping makes you clickable (e.g. cropping a photo closely to one side of your face will remove symmetry to give the image a more casual look). [2013] - Laurie Davis