Quotes of the Day

Location is still key in any real estate investment. I'm referring to the middle-class neighborhoods on the outskirts and in the suburbs. Generally these areas are found 20 to 40 miles outside the city center, in smaller towns and communities. [2015] - Brandon Turner

We don't fall in love with other people; we fall in love with the feelings we get when we are with them. When you fall for someone new, there are the head-spinning feelings of excitement and desire, but there's also tension. When you meet your matched opposite, however, that tension is replaced by an enormous, unmistakable sense of calm--and relief. [2004] - Nicholas Boothman

Horizons Canada offers three swap‐based ETFs on the Canadian market. Its Horizons S&P/TSX 60 index ETF costs just 0.03 percent. It tracks Canada's 60 biggest stocks. Horizons S&P 500 index ETF tracks the US market. It costs 0.12 percent. And Horizons' Canadian Select Bond Universe ETF costs 0.17 percent. Most indexes physically hold stocks or bonds within them, but not these. Instead, they're like contracts backed by the National Bank of Canada, promising investors the full return of a given index as if all dividends or interest were reinvested. Because investors don't actually own the index's holdings directly, they aren't charged dividend taxes on the stock indexes or income taxes on the bond index. [2018] - Andrew Hallam

I like to trade on the largest, most popular exchanges because they have greater liquidity. More liquid markets tend to have much tighter spreads, which greatly reduces your overall costs of trading. Founded in China, Binance (www.binance.com) is the largest cryptocurrency exchange in the world and allows you to trade a vast array of cryptocurrencies. It now has a base in Europe too. It charges relatively low fees compared to some of the other popular exchanges. Liquidity is high for the most popular cryptos, so spreads are relatively narrow. [2019] - Glen Goodman

If you want to sound really professional, yet warm, change the subject line from "Out of the office" to "I am away until April 1." [2009] - Leil Lowndes