Quotes of the Day

If you need to arrange financing in order to buy the property, you will want to include a conditional clause such as "Subject to buyer obtaining financing satisfactory to the buyer on or before (insert number) of days from acceptance of offer." Be sure to include "satisfactory to the buyer" in this clause to ensure that not just any financing will force you to remove your condition. If you can get financing but it doesn't fit your system, you will want to have the option of not accepting it. On most small properties, such as single-family homes, condos and duplexes, 21 days is sufficient. [2009] - Don R. Campbell

Most socially responsible investment (SRI) indexed mutual funds and ETFs charge slightly higher fees than their traditional indexed counterparts. But their returns don’t suffer. Some studies say they beat traditional indexes. Other studies show they slightly lag. Much depends on the time periods measured. Canadians can buy socially responsible all-in-one portfolio ETFs: iShares ESG Conservative Balanced (GCNS, 40% in stocks, 60% in bonds), iShares ESG Balanced (GBAL, 60% in stocks, 40% in bonds), iShares ESG Growth (GGRO, 80% in stocks, 20% in bonds), iShares ESG Equity (GEQT, 100% in stocks, 0% in bonds). [2022] - Andrew Hallam

Maverick dentist Melvin E. Page calculated the perfect calcium-to-phosphorus ratio of 10:4, phosphorus levels in the blood above 3.5 milligrams per deciliter for bones and teeth, and the correct blood sugar level of 85 milligrams per deciliter for optimal oral health. [2013] - Nadine Artemis

With every MSTF set you do, move against the resistance slowly, smoothly, and with control. Take a minimum of 4 seconds to go from the bottom of the movement to the top, and vice versa. You can take as much as 30 seconds in either direction, but not less than 4. [2021] - Philip Shepherd

The difference between a young person comfortable in shorts and a T-shirt in temperature that would send an elderly person reaching for a down coat is largely due to a difference in muscle mass. Our ability to synthesize energy, to remain slim, to resist disease, to stand upright-all are affected by the strength of our muscles. [2021] - Philip Shepherd