Quotes of the Day

The Law of Concentration: Whatever you dwell upon, grows and expands in your life. [2004] - Brian Tracy

Calming music, by a composer such as Debussy, Brahms, John Barry or even Celine Dion, can help you to bring down your energy levels. [2009] - Liz Miller

List the six most important things you need to do and, by hook or by crook, get those six things completed each day. Your six most important things should take about six hours. Put the most important task first. Spend 80 percent of your time on results-oriented work and only 20 percent on everything else. [2007] - Chet Holmes

Face-to-face with the Prospect: First, she wants to be sure that you have something important to communicate. Go straight to the result or benefit of what you sell in your first sentence. Second, she wants to be sure that you are talking to the right person. Third, at least initially, the prospect wants to be assured that your visit will be short. Fourth, the prospect wants to be sure that she will be placed under no obligation if she meets with you. Fifth, the prospect wants to be sure that you will not use high pressure. [2004] - Brian Tracy

Interest earned on bank deposits, GICs, bonds, and other 'fixed income' investments is taxable when earned, at your full marginal tax rate. The same goes for dividends received from non-Canadian stocks. Generally speaking, Canadian stock dividends are taxed less severely than interest income. Dividends are taxed when earned, even if you reinvest those dividends. Capital gains are generally taxable at just half your normal rate. Any capital gains tax is payable only when the investment is actually sold. An investment can increase in market value at a compound rate over time, increasing your wealth along the way, but you trigger no tax until you actually sell. [2018] - Larry Bates