Quotes of the Day

Most investors hold real estate for at least one cycle of the real estate market. A market cycle is the period in which a market goes from high to low, from a buyer's market to a seller's market. A standard cycle in the real estate market typically lasts as few as 5 and as many as 12 years. Some observers believe market cycles are actually lengthening, which means longer holding periods before you'll be able to realize a return. [2020] - Douglas Gray

Even a simple imaginary exercise can change your mood: Close your eyes, and take yourself back to your last holiday where there was a lovely warm sun, beautiful sea, relaxed beach and fun meals in the evenings. Open your eyes and consider how you feel now. [2009] - Liz Miller

Every professional specialty has one or more shadow professions, which require much less training. For example, instead of becoming a doctor, you can go into paramedical work; instead of becoming a lawyer, you can go into paralegal work; instead of becoming a licensed career counselor, you can become a career coach. There is always a way to get close, at least, to what you dream of. [2013] - Richard N. Bolles

If your credit score is below 600, understand that obtaining any kind of loan could be difficult. To check your credit score, I recommend visiting CreditKarma.com, which allows you to see your score for free. [2015] - Brandon Turner

Be aware that there are usually extra costs associated with new builds (such as putting in window coverings and light fixtures for example). Always have your real estate agent and a lawyer review the Agreement of Purchase and Sale and tell you the exact costs you're looking at and add them up so you're aware of closing costs. You also want to make sure you work with a reputable builder and have your representation when purchasing a new home. Remember using a representative is important. Buyers don't pay commission but if they do not use representation, this could cost big bucks. [2021] - Shazia Virani