Quotes of the Day

Smiling at the appropriate time, such as during the opening stages of a negotiating situation where people are sizing each other up, produces a positive response on both sides of the table that gives more successful outcomes and higher sales ratios. [2004] - Allan Pease

You should travel with a Wi-Fi hotspot device. You can buy an unlocked device on Amazon that works with local pre-paid SIM cards and some international SIMs. A second option is to sign up for an international data plan with a company such as Solis (soliswifi.co). Solis is a portable Wi-Fi hotspot that works in over 130 countries. No SIM card is needed! Instead, you enroll in its service plan and activate a pass when you need it. It's not as fast as a local 5G SIM card, but it's a reliable and portable connection you can carry with you. The fastest and most reliable international Wi-Fi device I've found is Netgear Explore hotspot with EZ Mobile Data service. [2022] - Kristin M. Wilson

I'll use the SPDR Gold Trust (the biggest one) as an example of how gold ETFs work. When the buy order is processed, two things happen. First of all, the fund issues 10 shares to cover the investor's purchase. Then the fund uses the purchase money to buy an ounce of gold, which is added to the SPDR Gold Trust hoard in London. This means that outstanding shares rise as the ETF's gold stock grows. The opposite process occurs when a SPDR investor decides to sell. His shares are redeemed, and the fund sells the corresponding amount of gold from its stock. [2009] - James DiGeorgia

Sometimes we try too hard to sleep. Once we look too hard for it, it eludes us. For some people, this anxiety is lifted when they actually reverse what they're trying to do. Rather than trying to sleep, they try to stay awake. This is called "paradoxical intention." If you feel you "must sleep or "have to get to sleep" or you are "trying" hard to sleep, then give paradoxical intention a try, and see how long you can stay awake. [2021] - Judith R. Davidson

As you focus on calming your breathing, your anxiety will quickly reduce and you will start to think clearly again. This is especially important if you feel a panic attack coming on. [2009] - Liz Miller