Quotes of the Day

In the last few years, it's become increasingly common for ETFs to use indexes created by lesser-known firms, because the big guys like S&P charge high licensing fees. It's a bit like the decision to use generic prescription drugs instead of brand drugs. [2021] - Dan Bortolotti

A large percentage of adults have acidic saliva or drink acidic drinks just before brushing their teeth. Their teeth will therefore already be acid softened as they start brushing. Acid-softened teeth are easily abraded, especially by a toothbrush coated with toothpaste. Poorly designed brushes, stiff or hard bristles, or an abrasive toothpaste make this problem worse. I suggest using a stabilized chlorine-dioxide mouth rinse called Closys in the United States (Ultradex in the United Kingdom) for a prerinse. A chlorine-dioxide rinse is most effective if it's unflavored. [2025] - Ellie Phillips

Address financial values and differences early on. Take a look at how tings are going. Do you have an easy time deciding who pays for dates? If your date is adamant about always paying, go along with it. But you need to make an offer, even if it's always refused. This shows the subject of money isn't taboo and the other person can introduce it at any time. Have a chat as early as possible. say something simple and succinct, for instance, "I've really been enjoying the things we do together. How would like to share the expenses?" It will make you feel more like a potential couple if you can talk about such an everyday yet significant issue. Opening up the discussion will let you know where you and your companion stand on the subject. [2005] - Sharon Romm

You can use free weights for MSTF (Mindful Strength Training to Failure)--but for certain exercises, such as the squat or the bench press, reaching muscular failure while a heavy weight is balanced above you could be hazardous. Whatever load you're moving, it helps to be present to it not as an enemy to be conquered, but as a partner that is helping you into an exploration you couldn't achieve without it. [2021] - Philip Shepherd

If you are spending more than 10 percent of your time interacting with your co-workers, it is too much. [2004] - Brian Tracy