Quotes of the Day

Most lenders require a DCR (debt coverage ratio) of at least 1.20 in order to finance an income property. A property with a 1.20 DCR has income before debt service that is 1.20 times as much as the debt service--in other words, the property generates 20% more net income than it needs to make its mortgage payments. [2004] - Frank Gallinelli

There are two steps to taking a PPI the correct way: 1. Take a PPI dose thirty to sixty minutes before you eat either breakfast or dinner, or both (allowing it to enter your bloodstream). 2. Eat something to “activate” the PPI within thirty to sixty minutes after taking the medication. In my practice, only 25% of patients with throatburn reflux symptoms improve after 6 weeks of treatment with PPIs, with a larger percentage experiencing relief after 12 weeks of use. Others will require medication for 6 months or longer before they begin to feel better. Numerous studies have suggested that PPIs may give a protective effect against both the precursor to esophageal cancer and esophageal cancer itself. [2017] - Jonathan Aviv

The five Ds that were required to become very rich: 1. Dream. 2. Dedication. 3. Drive. 4. Data. 5. Dollar. [2000] - Robert T. Kiyosaki

Keep your headline short. Don't use abbreviations unless you are sure that people will understand them. [1998] - Jay Conrad Levinson

I recommend a toolbox consisting of at the most three Indicators. [2008] - Michael Duane Archer