Quotes of the Day

Even though most people are deficient in Vitamin D, too much can also be suboptimal, so blood tests are often recommended to assure the proper level of supplementation. 2,000 IU of vitamin D3 is an appropriate amount for the majority of individuals, even though some people could require more. Vitamin D is a critical nutrient, not just for your bones but also for general protection against heart disease, cancer, autoimmume disease, and many other health problems. The 25-hydroxy vitamin D level ideally should be between 30 and 50 ng/ml. [2013] - Joel Fuhrman

To ensure the best chances of success, owning an interest in all of the world's stock markets is a good idea. [2017] - Andrew Hallam

Even a simple imaginary exercise can change your mood: Close your eyes, and take yourself back to your last holiday where there was a lovely warm sun, beautiful sea, relaxed beach and fun meals in the evenings. Open your eyes and consider how you feel now. [2009] - Liz Miller

I recommend raising rents at the end of each lease term. Even if only a few dollars, it gets your tenant accustomed to the rents being raised. You should bring the rents up to market rate at this time. To find out what market rents are in your area, do a market survey. Many find it helpful to use a tool such as Google or Rentometer. [2017] - Bryan M. Chavis

All of the banks have a brokerage arm-RBC Direct Investing, Scotia iTRADE, BMO InvestorLine and so on. There are a number of non-bank-owned firms with good offerings as well: Questrade, Qtrade and Virtual Brokers, to name a few. The Globe and Mail does a comprehensive review of all the major online brokerage every year, and this is worth searching for online. Most online brokerages waive administrative fees if your account balance (or the sum of all your accounts) is higher than a certain amount (e.g. $25,000). Commission-free trading is an excellent feature. Questrade has long offered free purchases of all ETFs, though you still pay their standard commission when you sell. Qtrade and Scotia iTRADE have a limited menu of ETFs that trade commission-free. National Bank Direct offers commission-free trades on ETFs as long as you purchase at least 100 shares at a time. [2021] - Dan Bortolotti