Quotes of the Day

Sleep itself has 3 important phases. The foundation state is light sleep. Deep sleep is our most restorative sleep but you have to pass through light sleep to get there. The third kind of sleep is dream sleep (REM sleep). Dream sleep is when the vast majority of dreams occur. Light sleep is the doorway to both deep sleep and dream sleep. It's not common to go from wakefulness directly to dream sleep or from wakefulness directly to deep sleep. Furthermore, it's uncommon to transition directly from deep sleep to dream sleep. Doing so can be a clue to determining what's wrong with someone's sleep. [2017] - W. Chris Winter

Be aware that there are usually extra costs associated with new builds (such as putting in window coverings and light fixtures for example). Always have your real estate agent and a lawyer review the Agreement of Purchase and Sale and tell you the exact costs you're looking at and add them up so you're aware of closing costs. You also want to make sure you work with a reputable builder and have your representation when purchasing a new home. Remember using a representative is important. Buyers don't pay commission but if they do not use representation, this could cost big bucks. [2021] - Shazia Virani

With small companies, my investment strategy is to be out of the stock in a year. [1998] - Robert T. Kiyosaki

LOCs usually come with variable interest rates that can go up or down with the general level of interest rates in the economy. The bank can increase your interest rate at its discretion, something that 85 percent of HELOC holders do not realize, according to a recent FCAC survey. Lenders can also lower your credit limit or ask that you repay your balance at any time, although they have to give you advance notice of any changes to your credit agreement. [2021] - Erica Alini

In general, aerobic exercise seems most efficacious at removing glucose from circulation, while high-intensity exercise and strength training tend to increase glucose transiently, because the liver is sending more glucose into the circulation to fuel the muscles. Don't be alarmed by glucose spikes when you're exercising. All things equal, it appears that sleeping just 5-6 hours (versus 8 hours) accounts for about 10-20 mg/dL (that's a lot!) jump in peak glucose response, and about 5-10 mg/dL in overall levels. Stress, presumably, via cortisol and other stress hormones, has a surprising impact on blood glucose, even while one is fasting or restricting carbohydrates. The effect is most visible during sleep or periods long after meals. [2023] - Peter Attia