Quotes of the Day

If two properties are comparable in size and location, yet one property (on a dollar per sq. ft. basis) is much more expensive or much cheaper, it's your job to figure out why. The cheaper property may be in a slightly worse location. Or it could be on a noisier street, or near a garbage dump, or in a position where it gets less sun, etc. These are some of the things you'll need to determine to figure out value and possible rent rates. [2013] - Julie Broad

If you are buying an older condominium, you should check to see what percentage of the monthly payment is being allocated toward Contingency Reserve Fund, as there is a higher risk of needing to use the fund in older buildings than in new developments. In older buildings, the fund should likely be 25% or more, depending on the circumstances. In most cases you are not entitled to a refund of your contribution to the reserve fund when you sell your unit, or have it calculated on the purchase and sale statement of adjustments. [2006] - Douglas Gray

You don't need a retirement income that is fully adjusted for inflation for 35 years. And in many cases, it's not beneficial to defer all of your registered accounts for as long as possible. And what about becoming more conservative with your investments as you get older? Perhaps this would be wise, but remember that you'll still continue to need some element of growth in your accounts. [2019] - Daryl Diamond

We recommend a micronutrient analysis--and a company called SpectraCell Laboratories performs it using patented technology. The next test that we recommend is called the OmegaCheck. It's also a SpectraCell test, but this one will determine your current levels of omega-6 and omega-3. The spectraCell hormone, thyroid, and adrenal test is a specialized blood test that will give you a clear picture of your current hormone functions so that you'll be able to identify areas that may be causing bone loss and work to improve them. All of these SpectraCell tests can be purchased online at SpectraCell.com or at RebuildYourBones.com. Additionally, many forward-thinking physicians also offer these tests to their patients. [2019] - Mira Calton

When cancers progress in an orderly manner from precancerous stage to small tumor to large tumor to metastasis, screening succeeds. Screening to remove early cancers prevents the development of late cancers, and this saves lives. But if removal of early-stage cancer does not reduce late-stage cancer, screening is unsuccessful, and overdiagnosis becomes a problem. Not every early-stage cancer needs to be destroyed, as many small cancers are contained by the immune system and will never pose a serious health threat. With toxic treatments such as surgery, radiation, and chemotherapy, the treatment may be worse than the disease. [2020] - Jason Fung