Quotes of the Day

Photos should focus on your waist up, unless you have amazing legs. Then it's okay to include one or two full-body shots in your gallery. The majority of your photos should be closer up, highlighting your face. Don't stage a smile. Instead, try to laugh just before the shot is taken. Flirty smiles that don't look cheesy also work. Make eye contact with the camera. Aim to take most of your photos outdoors. [2013] - Amy Webb

If you have money to invest and can qualify for financing at the bank, you are in a good position to find someone with expertise, experience and energy to find, negotiate and oversee your investment. In that case, and only in that case, does real estate investing come close to being passive. Most of our JV partners can make 15% or more each year on their money. It's much more than they make on the majority of their other investments, and they can do it without learning anything about real estate or ever handling a troubled tenant call. [2013] - Julie Broad

A minimum of six months to a year or even more is advisable for the period of courtship and engagement, with lots of time spent together engaging in all sorts of activities: sports, discussions, parties, vacations, book groups, etc. If the couple lives together, after carefully considering this important step, it will provide them with information that will be helpful in making the ultimate decision to marry or not. It is important to try to plan no pregnancy for at least a year. The early period of marriage calls for adjustments: mental, physical, financial and emotional. All of these possibly negative concerns can be ameliorated if pregnancy is delayed until the marriage seems stable and prepared for the very considerable impact of children on the relationship. [2011] - Isabelle Fox

If falling rates are too tough to resist, but you want something less risky than a variable rate, consider a fixed open mortgage. Your rate is guaranteed, but if rates fall to an even more attractive level, you can lock in at that point without any penalty. It's usually not worth paying the premium that lenders charge for open mortgages (usually a percent or so), though, and you have other options. [2019] - Eric Tyson

It’s always important to be aware of what’s going on in other financial markets. But it’s also essential to view each market in its own perspective and to trade each market individually. [2007] - Mark Galant