Quotes of the Day

If your employer offers a group savings program, you should probably take full advantage, especially if the employer matches at least part of your contribution. Defined benefit pension plans are rare in the private sector these days, but many companies offer defined contribution plans and group RRSPs. Many workplace plans even offer index funds as options. these are rarely as cheap as ETFs, but if your employer is matching part of your own contributions, it will more than offset any additional fees, and the automatic payroll deductions will enforce those regular savings. [2021] - Dan Bortolotti

A few drops of mouth rinse will work just as well as a large mouthful. Most mouth rinse manufacturers encourage you to use as much as possible, but I have found no science to connect the mouth benefits with the volume of rinse used. With any mouth rinse, feel free to be economical with your rinse volume. Maximize the benefits of your final protective rinse by not eating or drinking for at least an hour after you finish the routine, and spit out the last rinse. [2018] - Ellie Phillips

Some mortgage documents state very clearly that the whole premises cannot be rented out. This is fairly common with CMHC residential mortgages, as they are generally granted for the benefit of the owner/occupier and not for investment or rental purposes. [2006] - Douglas Gray

The fastest way to build a professional-looking website is to use a "website template". [2006] - Scott Fox

Companies that successfully minimize their start-up cost and debt before they open for business and start generating revenue quickly have a much better chance of survival. [2004] - Gary Keller