Quotes of the Day

What is the best way to set an appointment? Best way: Face to face. Second best way: On the phone, through their administrative assistant (This means you're meeting with a big-wig.) Third best way: Via e-mail. [2005] - Jeffrey Gitomer

Building and repairing relationships are long-term investments. [2004] - Stephen R. Covey

Most lenders require a DCR (debt coverage ratio) of at least 1.20 in order to finance an income property. A property with a 1.20 DCR has income before debt service that is 1.20 times as much as the debt service--in other words, the property generates 20% more net income than it needs to make its mortgage payments. [2004] - Frank Gallinelli

The Income Tax Act grants to CRA a number of arbitrary powers. The Minister doesn't have to accept your return as filed. In fact, under Section 152(7), CRA has the right to change your tax return if they don't agree with the way you've filed it. They can change your income figures, your deductions or your credits prior to the expiration of a normal "reassessment period," which is 3 years. If you don't agree with how your tax return has been assessed, you have the right to appeal the results. [2020] - Evelyn Jacks

Research shows that foods and drinks with a pH below 5, and especially those below 4 on the pH scale, will activate pepsin. Research links pepsin’s presence in the esophageal lining to increased tumor activity, particularly in the area where the lower part of the esophagus joins the stomach. [2017] - Jonathan Aviv