Quotes of the Day

While PPIs such as omeprazole (Prilosec), esomeprazole (Nexium), lansoprazole (Prevacid), pantaprazole (Protonix) and others may be somewhat more powerful acid suppressives than H2As, PPIs have many side effects including bloating, abdominal pain, and diarrhea, and are believed to be associated with osteoporosis (bone thinning and bone loss) and B12 deficiency. When PPIs are discontinued, many patients experience rebound, developing hyperacidity and recurrent reflux symptoms. There is reason to believe that the increasing rates of esophageal cancer may be related to the use of PPIs. [2014] - Jamie Koufman

It's true, there have been many periods of 5 and even 10 years when stocks underperformed bonds, but most of us remain confident that equities will deliver a premium over the long term. Most people lose patience when their strategy underperforms for a year or two. Then they jump to another one that has enjoyed some recent success, probably just before the music stops. [2021] - Dan Bortolotti

The purchase closing costs are all the costs associated with the purchase transaction. Included might be loan points, loan origination fees, prepaid insurance, prepaid property taxes, title and escrow fees, recording fees, attorney charges, and other fees custom to your area. In my experience, these purchase closing costs usually average around $1,500 for a $100,000 property, plus any fees added by your lender. [2015] - Brandon Turner

Real Estate Key Drivers - Demographic Drivers (net migration, employment levels, the number of first-time homebuyers, vacancy rates of rental real estate and the scale of housing construction), Financial Drivers (rental levels, return on investment, income levels, rental affordability, real estate affordability, financing availability and real estate values), Emotional Drivers (the average days it takes to sell real estate, the number of listings of real estate for sale, sales levels and revitalization - upgrading of amenities, facilities and/or real estate). These three categories of key drivers collectively create momentum that affects the progression of the real estate cycle as it passes through one phase and on to the next. [2011] - Don R. Campbell

Intuitive impressions are often subtle and therefore "evaporate" very quickly, so make sure to capture them in writing as soon as possible. [2005] - Jack Canfield