Quotes of the Day

If you try to exercise on a full or even partly full stomach, there is a greater risk that certain movements or types of movement will lead to increased pressure on the Lower Esophageal Sphincter (LES), which if compromised will let in gastric acid and tissue-damaging pepsin. To prevent this from happening, be sure to exercise only after at least two hours have passed since you’ve eaten, and three hours for larger meals. Depending on your schedule, this may require you to work out on an empty stomach before breakfast. Try to drink 16 ounces of water (about two glasses) upon rising to ensure that your body is hydrated before you start exercising. [2017] - Jonathan Aviv

To create a balanced and successful life, your vision needs to include the following seven areas: work and career, finance, recreation and free time, health and fitness, relationships, personal goals, and contribution to the larger community. All you have to do is decide where you want to go by clarifying your vision, lock in the destination through goal-setting, affirmations, and visualization, and start moving in the right direction. [2005] - Jack Canfield

If your portfolio is less than six figures, small differences in funds fees matter a lot less than you think. It's better to focus on spending less than you make, saving the difference and investing with low-cost diversified index funds, even if your portfolio is not the absolute cheapest option available. Once you've built significant wealth, you can focus on reducing your investing costs further and then watching your portfolio compound even more. [2021] - Dan Bortolotti

If you want to be happy, all you have to do is stop thinking about yourself and help others. The less you think about yourself and the more you help others, the happier you will become. This is a fact. [2006] - Michael Anthony

If you convert to a RRIF, you have to manage your own portfolio of investments. If you're sick and tired of thinking about money and all you want is a regular stream of income you don't have to worry about, then you may want to buy an annuity. The really big thing to know about an annuity is that the payout is based on where interest rates are where you purchase the annuity. During periods of high interest rates an annuity can really make your hard-earned money sing since you're locking in that high rate for the life of the plan. When rates are low, not so much. [2013] - Gail Vaz-Oxlade