Quotes of the Day

A home equity loan and a home equity line of credit are similar but have a few major differences. The loan is typically taken out all at one time and paid back in installments until it is paid off, much like a typical mortgage or car loan. The interest rate and payment are generally fixed for the life of the loan (but they don't have to be). A home equity line of credit is a revolving account that works much like a credit card. You can borrow as much as you want, up to the limit, pay it back, and then borrow again These lines of credit generally have lower interest rates than home equity loans, but those rates are generally variable and so can rise or fall. [2015] - Brandon Turner

Realty, or property, taxes are not part of monthly maintenance fees but often are required to be paid on a monthly basis along with maintenance fees. Taxes vary from one municipality to another and are assessed based on the value, size, and location of the complex. Taxes fluctuate yearly, but, in general, they range from 0.5 to 2.6 percent of a unit's purchases price. [2013] - Dan S. Barnabic

If you are thinking about starting your own business, I recommend two skills. First, develop the skill to overcome your fears, to overcome rejection, and to communicate the value of your product or service. Second, develop the skill of speaking to large groups of people and keeping them interested in what you have to say. In public speaking, it is said that body language accounts for approximately 55% of communication, voice tone 35%, and words 10%. In the world of business, appearance is a powerful communicator. [2000] - Robert T. Kiyosaki

We should have all these tests by the time we’re fifty: Blood Glucose/HbA1C, Blood Pressure, Colonoscopy, HDL and LDL Cholesterol and Triglycerides, Mammogram, Pap Smear, Prostate Cancer Check. The following vaccines are recommended: Flu Shots, Pneumococcal, Shingles, Td/Tdap. [2020] - Nir Barzilai

Peak aerobic cardiorespiratory fitness, measured in terms of VO₂ max (via a treadmill test), is perhaps the single most powerful marker for longevity. VO₂ max represents the maximum rate at which a person can utilize oxygen. This is measured, naturally, while a person is exercising at essentially their upper limit of efforts. (If you've ever had this test done, you'll know just how unpleasant it is.) The more oxygen your body is able to use, the higher your VO₂ max. [2023] - Peter Attia