Quotes of the Day

Do not ask a professional to give away her fortune for free. [2009] - Leil Lowndes

Interest earned on bank deposits, GICs, bonds, and other 'fixed income' investments is taxable when earned, at your full marginal tax rate. The same goes for dividends received from non-Canadian stocks. Generally speaking, Canadian stock dividends are taxed less severely than interest income. Dividends are taxed when earned, even if you reinvest those dividends. Capital gains are generally taxable at just half your normal rate. Any capital gains tax is payable only when the investment is actually sold. An investment can increase in market value at a compound rate over time, increasing your wealth along the way, but you trigger no tax until you actually sell. [2018] - Larry Bates

The Four Habits of Marketing Success: 1. Specialize in one area. 2. Be different from all the rest / competitive advantage (speedy delivery, long-term durability of a product, the location of your business, the personalities of the key people who sell and deliver your product or service, etc.) 3. Determine your best potential customers. 4. Concentrate and focus all of your marketing and sales efforts and energies on those specific customers you have identified as most likely to benefit from what you sell. [2004] - Brian Tracy

Glutamine is recommended for people who have had surgeries that affect the digestive tract in particular, or those who have received either anti-inflammatory drugs or chemotherapy in the past. Arginine has been shown to increase collagen formation, blood flow to the wound area, and tissue repair. We recommend supplementing with L-glutamine (5-30 g per day) and L-arginine (10-20 g per day) in the first two months following surgery. Caution: Do not take arginine if you have cancer, as it may stimulate the growth of some tumors. FiberSMART by ReNew Life contains a combination of ingredients that support bowel function (glutamine, lactobacillus, etc.) [2006] - Elizabeth Motyka

The most expensive loan product on the market is the 30-year fixed-rate mortgage popularly offered by mortgage companies, banks, and savings institutions. [2003] - Gary W. Eldred