Quotes of the Day

Don't be afraid to trust your instincts. Instincts are different than urges. Whereas urges occur as a reaction to anxiety, instincts are natural feelings you get when you consider the relationship as a whole. While feeling comfortable and self-confident around someone new can take time, there are certain indicators that a person may not be good relationship material: being argumentative or disrespectful, being late on a regular basis, making jokes at your expense, expecting you to pay for everything, calling at the last minute or infrequently, or ignoring your calls. It's best to let these people go, even if it means being single a big longer, rather than to settle and then spend months or years feeling discontent or trying to change your partner. Don't be afraid to end it. Someone better for you will come along. [2014] - Shannon Kolakowski

Muscle-strengthening exercise is also called resistance exercise. Lifting weights, using elastic bands, and lifting your own body weight when performing squats, sit-ups, and pushups are examples of resistance exercises. When you build muscle, you boost your metabolic rate. You are using the right weight if you can perform the exercise property 10-15 times, but reach the point of failure after that. Aim to perform 8-10 exercises targeting different body parts each exercise session. Strength train 2 days each week without targeting the same muscle groups two days in a row. [2018] - Joy Bauer

How I Paid off My Mortgage in Just Three Years: When I bought my house, I signed up for a five-year fixed-rate mortgage at 3.04% with the help of a mortgage broker. I went with a longer amortization period (30 years) to give myself more of a safety net in case I had a financial emergency. I took advantage of all the prepayment privileges my lender offered--I paid my mortgage accelerated weekly, doubled up payments, made lump-sum payments with freelance and rental income and increased my payments yearly. I maximized my prepayment privileges every single year, until I had paid off my mortgage just over three years later. [2017] - Sean Cooper

Ordinary income like employment, pension and interest income will attract higher marginal rates of tax than dividends and capital gains. Your after-tax results also depend on your province of residence. This illustration highlights marginal tax rates on various income sources in the province of British Columbia, the best province in the country in which to earn dividend income. In some provinces, you can earn well in excess of $30,000 in dividends before paying any tax. If you choose to earn dividends only from your small business corporation, you'll miss maximizing the CPP and RRSP contribution room you'll build by taking a salary. [2020] - Evelyn Jacks

Fish is undoubtedly a healthy fare – but what if it’s frozen or salted? Fish that’s been specifically cured to last longer in the shelves are best left alone if you’re trying to lower your blood pressure. The same is true for the canned kind – even if it’s a healthy tuna fare. Fortunately, there are currently products that are low in sodium so you might want to check them out. [2017] - Mark Evans