Quotes of the Day

When I know I’ll be in situations where my food choices are limited to less-than-healthy ones, I’ll load up with healthier choices either before or later that same day or the next day. The more healthy food you eat, the less room you have in your stomach—and in your life—for unhealthy food. Let the good displace the bad. [2019] - William W Li

The most common way to calculate maximum heart rate (or MaxHR) is simply to subtract your age from 220. However, this is an inaccurate method. A more accurate method is determined by the following formula: 211 – (.64 x Age). Multiply your MaxHR by 0.85 - this is your maximum target rate. Multiply your MaxHR by 0.50 - this is your minimum target rate. Exercise within your target heart rate and stay there for 20 minutes or more. Working out at 60–70 percent of your MaxHR is best for weight management and a fit appearance; 70–80 percent puts you in the heart-healthy aerobic zone; and 80–100 percent gives you the competitive edge for peak performance. [2015] - Vonda Wright

The single most important piece of advice for achieving best sleep is "pick a wake-up time and stick with it!" There is no such thing as a good or bad wake time. Establishing a consistent wake time is the most important first step in setting your schedule and solving your sleep issues. [2017] - W. Chris Winter

The Laws of Decompensation: 1st Axiom: Before--the components of a system are in dynamic balance; 1st Corollary: Conflicting elements are held together by function and purpose. 2nd Axiom: Decompensation is preceded by often-ignored warning signs; 2nd Corollary: During early destabilization, imbalance is assessable. 3rd Axiom: Last-straw principle: When threshold is exceeded, collapse occurs; 3rd Corollary: Recovery requires repair and stabilization of all elements. The laws of decompensation apply to many things in life that appear to happen slowly, even silently, then all of a sudden. (Such events even include dissimilar things like divorce and the failure of a business.) [2015] - Jamie Koufman

If you're making monthly investment purchases, you need to look at your home country stock index and your international stock index and determine which one has done better over the previous month. You need to add newly invested money to the index that hasn't done as well. That should keep our account close to your desired allocation. [2017] - Andrew Hallam