Quotes of the Day

Lenders have done a terrific job when it comes to marketing of mortgage refinances, especially through the home equity line of credit (HELOC). One worthwhile purpose to a refinance is if you are using it to produce an income stream. Investors refinance their property to invest in the market, buy a business, or buy another investment property with an income stream. Investors understand that if they take out a loan on a home, they should use the proceeds to invest in something that can generate a higher return now and in the long run. If they cannot find such an investment, then they simply leave the equity in the home. [2022] - Brighton Gbarazia

Since resveratrol and its related compounds have so many potentially beneficial properties and protect against and fight cancer from so many angles, from angiogenesis inhibition to preventing tumor initiation by deactivating carcinogens, I think it likely that supplementing with resveratrol is beneficial; resveratrol may turn out to be an important adjunct, not just preventatively but also for patients who already are diagnosed with cancer. [2011] - Joel Fuhrman

The best possible way to get documented standards for your business is to have the first person you hire document the way you what things to get done. The secret to succeeding this way is to start the documentation process early, work on it often, and never stop. [2004] - Gary Keller

Bonds have historically returned almost 5% annually, according to the data from Credit Suisse. It's hard to see how an investor could expect that to continue in the foreseeable future, with high-quality bonds in many countries yielding less than 1%. One place to look for a realistic estimate of future returns for bonds is to invest the web page of an ETF that tracks the overall Canadian bond market, such as the Vanguard Canadian Aggregate Bond Index ETF (VAB). Look for the fund's "yield to maturity": this is the total return you should expect if interest rates don't change. [2021] - Dan Bortolotti

The best way to establish rapport with people and to win them over to your side is to be truly interested in them, to listen with the intention of really learning about them. When the person feels that you are really interested in getting to know them and their feelings, they will open up to you and share their true feelings with you much more quickly. [2005] - Jack Canfield