Quotes of the Day

Most variable annuities are way overpriced, carry nasty penalties for early withdrawal, and prove to be lousy investments. The same is true for many life insurance products other than simple term life. As a rule, it's best to keep your investment products apart from your insurance products. And never buy an annuity unless you are absolutely sure you know what you are buying. [2013] - Russell Wild

A rental application must be completed in its entirety: a. Get prospective tenant's SIN, to pull a credit bureau report and to populate a lease agreement, including legal names, as verified by a driver's license. b. Get income and employment information along with references. Usually if this cannot be obtained, or is incomplete, there is a bad story behind the tenant. c. Have the prospective tenant provide a copy of their Equifax credit bureau, or use a service like www.rentcheckcorp.ca, which can also search landlord and tenant board past judgements on "professional tenants" that may have skipped out on previous landlords. [2012] - Brian Persaud

A woman doesn't need to be naturally beautiful to attract a man. She mainly needs to be able to display the signs that she could be available. [2004] - Allan Pease

Many financial experts say 50% of your stock holdings should be international, with 25% of that in the U.S. We think that percentage works fine, but some experts are now saying that we may want to reduce our domestic exposure, which is often correlated to oil prices, by a bit. Consider putting 50-60% in international stocks. [2013] - Russell Wild

50% of sales are made because of friendship. It takes time to develop a relationship. It takes time to build a friendship. [2005] - Jeffrey Gitomer