Quotes of the Day

Avoid loans with prepayment penalties. You pay this charge, usually 2-3 percent of the loan amount, when you pay off your loan before you're supposed to. The only way to know whether a loan has a prepayment penalty is to ask. If the answer is yes, find yourself another mortgage. [2019] - Eric Tyson

Strength training has a moderating effect on many conditions that increase the risk of cancer-conditions such as insulin resistance, chronic inflammation, and visceral fat. It also promotes conditions that decrease the risk of cancer, such as the functioning of the immune system. A myokine known as interleukin-6, for instance, reduces tumor volume by supporting the infiltration of the tumor by natural killer cells. Strength training also lowers the risk of cancer by activating two players that are crucial to cellular health-apoptosis and autophagy. [2021] - Philip Shepherd

There are actually two primary aspects to the fear of making a mistake--fear of the consequences of a mistake and fear of looking bad (perception). [2005] - Robert T. Kiyosaki

Those who have titanium dental implants should be wary of cleanings. With titanium in your jaw, you should be extremely judicious about the frequency of professional cleanings you receive. This is because there is a substantial risk that particles of metal can be scraped off your implant and get into your gum tissue, which could create a new health hazard. [2018] - Ellie Phillips

Currently, the most effective method for improving your sleep is called cognitive behavioral therapy for insomnia, or CBT-I: (1) establish a regular bedtime and wake-up time, even on weekends, (2) go to bed only when sleepy and avoid sleeping on the couch early/mid-evenings, (3) never lie awake in bed for a significant time period; rather, get out of bed and do something quiet and relaxing until the urge to sleep returns, (4) avoid daytime napping if you are having difficulty sleeping at night, (5) reduce anxiety-provoking thoughts and worries by learning to mentally decelerate before bed, and (6) remove visible clock-faces from view in the bedroom, preventing clock-watching anxiety at night. [2017] - Matthew Walker