Quotes of the Day

People do not make important business or family decisions in the living room; they make them in the kitchen or at the dining room table. [2004] - Brian Tracy

A housing slowdown in Canada may signal the end of a prosperous cycle. A serious market correction, already overdue, is likely to happen sooner rather than later. [2013] - Dan S. Barnabic

Most banks have a list of acceptable appraisers. When appraisers do appraisals for a bank, they tend to protect their trusted position with the bank. When they do appraisals for vendors, they tend towards the higher end of the range. [2009] - Don R. Campbell

Here are four discount brokerages for non‐American expatriates: DBS Vickers Securities, based in Singapore; TD Direct Investing International (now Internaxx), based in Luxembourg; Swissquote, based in Switzerland; and Saxo Capital Markets, located in more than 20 worldwide locations, including Hong Kong, Singapore, Uruguay, and the United Arab Emirates. Interactive Brokers, an American firm, allows Americans and non‐Americans to open accounts from almost every country in the world. If you're a non‐American expat, avoid TD Ameritrade Singapore. Investors pay 30 percent dividend withholding taxes because the brokerage trades solely on the US market. [2018] - Andrew Hallam

If you asked her out you should definitely pay, even if she offers to split the bill. If you go on multiple dates with a woman and she eventually suggests an event or dinner, the chances are good that she will offer to pay. If you insist on paying in this instance she may get offended, thinking you didn't respect the fact she has a job and can afford it. [2012] - Christopher Gray