Quotes of the Day

Regardless of how long the window of opportunity is open, if you are not prepared with education and experience, or extra cash, the opportunity, if it is good, will pass. [2000] - Robert T. Kiyosaki

The end of the slump proves to be the best and generally the most profitable time in the cycle to execute the buy-and-hold tactic. Values are at their lowest and confidence in the market is at an all-time low. The end of the slump phase is considered a buyer's market and there is a lot of inventory to choose from. Vendors are highly motivated and investors who want to capitalize on the end of the slump bargains will continue to look for quality properties that are undervalued or underutilized. The beginning of the recovery phase will still be offering great buy-and-hold deals. There are still many motivated vendors, and strategic investors will likely enjoy a steady appreciation for the remainder of the recovery. [2011] - Don R. Campbell

Some factors that enhance the readability and eye appeal of a layout: 1. Headline set in large, bold type. 2. Space between paragraphs increases readability. 3. Copy should be printed black on a white background. 4. Short paragraphs are easier to read than long ones. 5. The lead paragraph should be very short--less than three lines of type, if possible. [2005] - Robert W. Bly

In any selling environment, there are two basic philosophies, or approaches. The first involves low volume and high profit-margin. The second is the opposite--high volume, low profit-margin. Sellers on eBay have to have better prices than what's out there. To create a successful business with a low profit-margin, it is necessary to sell more product than if you were able to charge retail price. Historically, on eBay, this high-volume-low-margin philosophy tends to be the more successful. If you can purchase your product for below the average eBay selling price, you have margin and you're in business. If not, try to find something else. I recommend a product that will yield a profit margin, is available in large enough quantity, and is "UPS-able". [2005] - Adam Ginsberg

Your best bet for professional help with you personal finance may be a financial planner who charges for his time. Some planners charge a fixed fee to whip up a financial plan for you. If you just need someone to act as a sounding board for ideas or to recommend a specific strategy or product, you can hire an hourly planner for one or two session advice. Hiring someone incompetent is the primary risk you face when selecting an hourly planner. Be sure to check references and find out enough about finances on your own to discern between good and bad financial advice. [2019] - Eric Tyson