Quotes of the Day

Find a system that produces at least five trades per week. [2008] - Markus Heitkoetter

In a 2018 research paper, Vanguard says index funds comprise just a small amount of the investment universe. Vanguard references Morningstar’s data when reporting that 85 percent of the money in the US stock market and 90 percent of the money in the global stock market is actively managed. [2022] - Andrew Hallam

You can help your negotiation by making it a little more uncomfortable by instituting a penalty whenever the other party asks for a concession. A penalty could be as simple as not responding for several days or requiring your lawyer to look over the issue. This will train the other party to stop asking for concessions, because they'll quickly realize it hurts them every time they do. [2015] - Brandon Turner

The problem with persistent and recurrent depression is not "getting sad" in the first place. Sadness is a natural mind-state, an inherent part of being human. It is neither realistic nor desirable to imagine that we can or should get rid of it. The problem is what happens next, immediately after the sadness comes. The problem is not the sadness itself, but how our minds react to the sadness. [2007] - Mark Williams

Low levels of vitamin D host health problems, including bone disease, diabetes, cardiovascular disease, cancer, autoimmune diseases, mood disorders, and possibly other conditions. You can have your vitamin D level checked to see if this dose is adequate. The test is called 25-hydroxyvitamin D, and the desirable blood level is 30 ng/ml or higher. Very few people get enough vitamin D, so some basic supplementation is warranted. Many experts recommend 800 to 1,000 IUs of vitamin D per day for everyone who isn't regularly exposed to the sun. [2013] - Hillary Wright