Quotes of the Day

In the enjoyment smile, not only are the lip corners pulled up, but the muscles around the eyes are contracted, while non-enjoyment smiles involve just the smiling lips. [2004] - Allan Pease

For older people especially, and almost definitely for those with no heirs, an annuity - either fixed or variable - can make enormous sense. With an annuity, you give up your principal, and in return you enjoy a yield typically far greater than you would likely get with any other fixed-income option. Many horrible annuities are out there. Most of the really bad ones are variable annuities. If you are interested in an annuity, contact the different insurance companies. It's a good idea to compare rates of return and product offerings. For more information on annuities, visit the Canadian Life and Health Insurance Association website at www.clhia.ca. [2013] - Russell Wild

Buy when the close is above the 50-period average and the 10-period average is above both the 35- and the 50-period averages. If the close is above the 50-period average but the 10-period average is below the 35-period average exit longs but do not go short. Sell when the close is below the 50-period average and the 10-period average is below both the 35- and the 50-period averages. If the close is below the 50-period average but the 10-period average is above the 35-period average, exit shorts but do not go long. This type of system works great in trending markets but not as well in sideways, choppy markets. [2003] - Marcel Link

Address financial values and differences early on. Take a look at how tings are going. Do you have an easy time deciding who pays for dates? If your date is adamant about always paying, go along with it. But you need to make an offer, even if it's always refused. This shows the subject of money isn't taboo and the other person can introduce it at any time. Have a chat as early as possible. say something simple and succinct, for instance, "I've really been enjoying the things we do together. How would like to share the expenses?" It will make you feel more like a potential couple if you can talk about such an everyday yet significant issue. Opening up the discussion will let you know where you and your companion stand on the subject. [2005] - Sharon Romm

U.S. and Canadian mining stocks tend to trade at higher multiples of earnings, cash flow, and reserves than do South African or Latin American miners. [2004] - James Turk