Quotes of the Day

It's not enough to compare ETFs solely on the basis of their MER by assuming a fund that is cheaper by 3 or 4 basis points will automatically outperform a competitor by that same amount. An ETF with a slightly higher fee but consistently lower tracking error might turn out to be a better choice. You can usually learn the fund's tracking error by visiting its web page: the major ETF providers (including iShares, Vanguard and BMO) publish both fund returns and benchmark returns (e.g. XUU lagged its benchmark by 1.52% in 2020). You can also find this information in the Management Report of Fund Performance: this document is typically published twice a year, and you can download a copy on the fund provider's website. [2021] - Dan Bortolotti

It takes much less time to lose muscle mass and strength than to gain it, particularly if we're sedentary. Even if someone has been training diligently, a short period of inactivity can erase many of those gains. [2023] - Peter Attia

You can synchronize any or all of the following--and the more the better: 1. Body position and movements. 2. Head tilts. 3. Facial expressions. 4. Mental attitude. 5. Tone and volume of voice. 6. Rate of speech (speaking faster/slower). 7. Breathing. [2004] - Nicholas Boothman

The best traders tend to trade only one market or sector and are experts in it. [2003] - Marcel Link

How I Paid off My Mortgage in Just Three Years: When I bought my house, I signed up for a five-year fixed-rate mortgage at 3.04% with the help of a mortgage broker. I went with a longer amortization period (30 years) to give myself more of a safety net in case I had a financial emergency. I took advantage of all the prepayment privileges my lender offered--I paid my mortgage accelerated weekly, doubled up payments, made lump-sum payments with freelance and rental income and increased my payments yearly. I maximized my prepayment privileges every single year, until I had paid off my mortgage just over three years later. [2017] - Sean Cooper