Quotes of the Day

Drinking coffee with milk cuts bioavailability of chlorogenic acid, dropping it from 68% (in black coffee) down to 40% (in a latte). Milk protein can also undercut the benefits of tea, berries, and chocolate. [2023] - Michael Greger

We generally don't call current landlords for reference checks - we call the one before the current one. A current landlord might be anxious to get rid of a not-so-great tenant and therefore might not tell you the entire truth. If the tenants did not live together previously, call references for both tenants. When you have selected a candidate, call them immediately and ask them to sign the lease and provide their security deposit. Don't allow them more than 48 hours to get this to you, and don't call the other interested candidates to tell them it's rented until this is done. [2013] - Julie Broad

A passive income of more than $100,000 a year is nice and not hard to achieve. Depending on the market and how smart you are, it could be done in five to ten years. [1998] - Robert T. Kiyosaki

In general, building an entire portfolio out of ETFs usually makes sense starting in the ballpark of $50,000. Anything less than that, and you're most likely better off with mutual funds or a mix of mutual funds and ETFs. The exception is if you're buying ETFs using Scotia iTrade or Qtrade, where many ETFs can be traded for free. In that case, the ETF portfolio may make sense for even the smallest of accounts. [2013] - Russell Wild

We are perfectly satisfied if ninety-five out of one hundred people receiving our cold prospect mailing don't open it, so long as half of the remaining five reply. [2000] - Jay Abramham