Quotes of the Day

Wholesale purchases frequently arise from unique situations. Properties that have a waiting list of willing and able buyers ready to pay market values are not usually candidates for wholesale purchases. [2004] - Mike Summey

Sleep Efficiency (%) = Time Spent Asleep ÷ Time Spent in Bed x 100. We'll say 85-90% is the target. Humans wake up when they sleep. That's not only okay, but normal. So aiming for 100% is an unrealistic goal. It's okay to nap when: 1. Your nighttime sleep is efficient yet despite this, you still feel sleepy (not fatigued--sleepy). 2. And the napping doesn't disturb your schedule for the upcoming night. A nap is typically intended to complement or enhance an efficient night of sleep. It's not meant to make up for lost sleep when the sleeper had the opportunity to sleep but did not. [2017] - W. Chris Winter

It's important to understand that correlations are not constant. The same two assets may trend in opposite directions for a long time-even a decade or more-then move hand-in-hand with each other for a time, and then behave independently. However, there are two asset types that have historically made good dance partners: stocks and high-quality government bonds. In most countries, over the very long term, the two have moved independently and for long periods their correlations have been negative. [2021] - Dan Bortolotti

Be sure your resume is nicely laid out or formatted, using a decent-sized font, size 12 or even 14, etc. [2013] - Richard N. Bolles

Even though first-time homebuyers can withdraw RRSP funds to finance an initial home purchase, every buyer can lend themselves money from their RRSP and pay themselves interest. A self-directed mortgage has to be set up through a licensed lender and be competitive with the posted rates. It also will be registered on title. In addition, the mortgage must be insured in order to comply with the requirements for RRSP. The money you're paying as interest doesn't count as a contribution to RRSP, so you can charge yourself an above average interest to max out your requirement savings.  [2020] - Douglas Gray