Quotes of the Day

It's preferable to use tax-favoured or non-taxable forms of income once you're over the first federal bracket, assuming that you have non-registered assets. This will put less strain on your income-producing assets and help to conserve and preserve them. From an efficiency perspective, it's usually preferable to have non-registered investment returns in the form of capital gains rather than dividends. The dividend tax credit gross-up inflates your net income figure. What you ultimately want to do is create the amount of after-tax cash flow that you require while keeping your net income figure relatively low. [2019] - Daryl Diamond

Career wellbeing is arguably the most essential of the five elements. If you don't have the opportunity to regularly do something you enjoy —— even if it's more of a passion or interest than something you get paid to do —— the odds of your having high wellbeing in other areas diminish rapidly. People with high Career Wellbeing are more than twice as likely to be thriving in their lives overall. [2010] - Tom Rath

It has been observed that cancer often appears 18 months or two years after some adverse life event, such as divorce, bereavement, a financial crisis or loss of a job or of an important relationship. [2013] - Charlotte Gerson

prenuptial financial agreements may be considered, particularly if the couple is older, had been married for many years previously and acquired considerable assets before the death occurred. This agreement will usually focus on what can occur, whether the second marriage ends in divorce or death or even if it continues for a number of years. [2011] - Isabelle Fox

We tend to sleep in cycles that last an average of 90 minutes. Keep in mind the 90-minute cycle is an average. Maybe I have 8-minute cycles. Maybe you have 100-minute cycles. That's a big difference. Also, we usually have 4-6 cycles through the night. [2017] - W. Chris Winter