Quotes of the Day

We allow lean beef twice a month, but still prohibit fatty beef, lamb, and bacon. [2015] - Jamie Koufman

One place you can find buyers and sellers of cryptocurrencies for cash is https://localbitcoins.com/?ch=w7ct. Other sites connect buyers and sellers in a way where the seller provides bank details that let the buyer make a cash deposit at the bank. You must keep the receipt to provide proof, and the seller can send you the Bitcoins. Some options in this vein include https://www.bitquick.co/ (part of Athena Bitcoin based in Chicago) and https://paxful.com/ (based in Delaware). [2019] - Kiana Danial

Some bankers include your credit potential in their TDS (total debt service) calculations. This means that if you have a credit card or PLC (personal line of credit) with a significant unused balance, a banker may calculate what the payment would be if you maxed the credit card or PLC, thus reducing your ability to obtain a mortgage. If your banker insists on doing this, go somewhere else because other lenders may not be required to underwrite that way. [2009] - Don R. Campbell

Estimate your protein target: 1) Estimate the daily energy (calorie) requirement for your age, sex, and level of activity. You can do this by using something called the Harris Benedict equation calculator, available online at numerous websites. 2) Estimate the portion of those calories that should come as protein (i.e., your protein intake target) by multiplying that value by: Child and adolescent: 0.15 (i.e., a 15% protein diet) / Young adult (18–30): 0.18 / Pregnant and breastfeeding: 0.20 / Mature adult (30s): 0.17 / Middle years (40–65): 0.15 / Older age (>65): 0.20 3) Divide that number by 4 to get the number of grams of protein per day you should eat. [2020] - David Raubenheimer

Give a gift for every referral you receive. This could be chocolate, popcorn, or a clock. [2003] - Darryl Davis