Quotes of the Day

If you're a first-time homebuyer, you can claim the home buyer's tax credit (HBTC). This non-refundable tax credit is based on the amount of $5,000 multiplied by the lowest personal income tax rate (15% in 2016). In 2016, you'd pocket about $750 by claiming this credit. If you're buying a new home for less than $450,000 and it's your principal residence, you may qualify for the GST/HST new housing rebate, as well. [2017] - Sean Cooper

As we await vaccines directed against Alzheimer's disease, more evidence of an association of the recombinant shingles vaccine (Shingrix) with reduction of dementia, including Alzheimer's, has emerged, which also raises the potential role of herpes zoster virus. Generally recommended for all people aged 50 years and older, this would be another specific consideration for high-risk individuals. [2025] - Eric Topol

The living standards index: Housing costs should be no more than 28 to 33 percent of yearly, pre-tax household income. "Housing costs" includes mortgage payment, utility costs, maintenance fees, and taxes. Typically, banks will not lend mortgage money if the consumer's income is too low to meet this measure. A down payment of 25 percent (or in the case of condominiums, even 35 percent) is required to qualify for a mortgage. [2013] - Dan S. Barnabic

In my experience, the leads I get on Craigslist tend to be higher-quality applications than those from other sources, though that could just be my area. I recommend using the free website Postlets.com to create your ad, because this will give you some basic HTML code you can simply copy and paste into the Craigslist ad to stand out. [2015] - Brandon Turner

The hardest thing about business is working with people. [2002] - Robert T. Kiyosaki