Quotes of the Day

A slightly lower mortgage rate may come with restrictions like stiffer mortgage penalties, limited prepayment privileges and shorter closing times (some lenders offer a lower rate when your mortgage closes in 30 to 45 days). In some cases, it can actually make sense to choose a mortgage with a slightly higher rate (e.g., 0.10% to 0.20% higher than the lowest available rate). [2017] - Sean Cooper

Most commonly, a property manager will do the following: Advertise vacancies; Take phone calls from potential tenants; Show units to prospects; Hand out and accept applications; Screen tenants for rental, career, and criminal history; Choose a tenant and sign a lease; Accept maintenance phone calls and schedule needed appointments; Prepare monthly reports concerning the property; Supply the owner with a year-end summary; Manage problems as they arise; Stay in constant communication with the owner about problems; Pay property bills (sometimes, depending on the manager and the bill) [2015] - Brandon Turner

Staging involves setting up a (usually) vacant property in a way that looks professional, clean, and inviting. A staging company will use their own high-quality furnishings to professionally stage the property to look as appealing as possible, either just for a photo shoot or for a period of weeks to account for showings. The only time I would advise against a staged property is during a busy market. If the inventory is low and homes are selling quickly, staging a home is an expense that may not pay off. But if you're in a down season and you really are pressed to sell quickly, that's when a staged property makes a difference in the sales price and expediency. [2020] - Symon He

Moderate aerobic endurance exercise, performed 3 times a week for 45 minutes at a time, for 6 months, increases telomerase activity twofold. So does high-intensity interval training (HIIT), in which short bust of heart-pounding activity are alternated with periods of recovery. Resistance exercise has no significant effect on telomerase activity (although it has other benefits--it helps maintain or improve bone density, muscle mass, balance, and coordination--all of which are vital for aging well). [2017] - Elizabeth Blackburn

Watch out for triclosan, parabens, fragrances, sodium lauryl sulfate, and polyethylene glycol (often listed as PEG) in your shampoos and conditioners. Safe alternatives include products by Beauty Without Cruelty (BWC), Maia's, Annmarie Gianni Skin Care, Face Naturals, and The Honest Company. Clean your clothes without poisons. Always avoid products with labels that say "warning," "danger," or "poison." Forgo fabric softener and instead add 2 cups organic vinegar to the wash. Safe alternatives include detergent by GreenShield Organic, Dr. Bronner's, Seventh Generation, and Mrs. Meyer's Clean Day. [2019] - Mira Calton