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In any given year, the stock market can go crazy, rising or dropping by 30 percent or more. Dispassionate, intelligent investors can rebalance their portfolios if they're too far from the stock/bond allocation they set for themselves. If the stock market falls heavily in a given month, the investor will find that his portfolio now has a lower percentage in stocks. He should add to his stock indexes. If the stock market rose considerably during another month, he should add to his bond index. [2017] - Andrew Hallam

When insomnia occurs at least 3 nights per week and lasts for 3 months or longer, it's technically called "chronic" insomnia (Don't be put off by that label, chronic doesn't mean irreversible!). [2021] - Judith R. Davidson

Men typically have lower response rates than women, meaning that they have to write more messages to get one email back. [2013] - Laurie Davis

You’d think sites that connect freelancers with paying customers would be a slam dunk for making some extra cash fast. Often, though, you’ll be wading into a “saturated market.” If there are lots of people out there offering the same services you’re trying to sell, you may find yourself competing against talented folks in places like India or Ukraine — or a small town in Middle America — who have 500 five-star reviews and seem to be able to somehow survive by charging ridiculously low fees. It may take you a while to break in, and even when you do, you may not bring in the kind of money you were hoping for. [2021] - Erica Alini

Winking is dead - the button you'll find next to someone's profile that allows you to show interest in a match (some sites call it Smiling or Flirting). [2013] - Laurie Davis