Quotes of the Day

You can group cryptocurrencies in several different ways for diversification purposes: 1) Transactional cryptocurrencies (Bitcoin & Litecoin): Designed to be used as money and exchanged for goods and services; 2) Platform cryptocurrencies (Ethereum & NEO): Designed to get rid of middlemen, create markets, and even launch other cryptocurrencies. Such cryptocurrencies are generally considered good long-term investments because they rise in value as more applications are created on their blockchain. 3) Privacy cryptocurrencies (Monero, Zcash & Dash): Similar to transactional cryptocurrencies but heavily focused towards transaction security and anonymity. [2019] - Kiana Danial

The most common things we know that couples typically fight about: The Parrotts (2013) boil the list down to what they call the "big five": money, sex, work, parenting, and housework. Tina Tessina (2008) prefers to pare it down to only three: money, sex and kids. [2016] - Stan Tatkin

Sometimes, processing can make foods healthier. For example, tomato juice appears to be the one common juice that may actually be healthier than the whole fruit. the processing of tomato products boosts the availability of the antioxidant red pigment lycopene by as much as fivefold. Similarly, the removal of fat from cacao beans to make cocoa powder improves the nutritional profile. Using my definition of "nothing bad added, nothing good taken away", steel-cut oats, rolled oats, and even (plain) instant oatmeal can be considered unprocessed. [2015] - Michael Greger

Key Dividend Growth Ratios: Dividend Yield > 3% (consider lower dividend yield stocks from US companies as they will count as the "secure" section of the portfolio); 5 Year Dividend Growth > 1%; Return on Equity (ROE = Net Income / Shareholder's Equity) > 10%; 5 Year Annual Income Growth Rate > 1%; Current Price / Earnings Ratio < 20; Dividend Payout Ratio (Dividends per Share / Earnings per Share) < 75% [2012] - Mike Heroux

If you have hit your 50s, you should have a net worth about eight times your salary accumulated. If you don't, you'll have to up your savings rate to as much as 25% or 30%, delay your retirement, or reconcile yourself to a much simpler lifestyle when you do retire. You should aim to have 11 times your salary socked away by the time you hit age 60. [2013] - Gail Vaz-Oxlade