Quotes of the Day

I often see situations where people in retirement have non-registered mutual funds and the taxable distributions are being reinvested. Don't do that! During the income phase, any interest, dividends or capital gains that are distributed from non-registered GICs, GIAs, bonds, mutual funds etc. should be paid out to you as income rather than compounded or reinvested. Compounding your GIC is simply compounding your tax problem. Have the interest paid out to you at the time you're taking income. [2019] - Daryl Diamond

Your strengths are those activities that make you feel strong. In the language of SIGN, what does one of your strengths actually feel like to you? S for Success - When you do it, you feel effective; I for Instinct - Before you do it, you actively look forward to it; G for Growth - While you are doing it, you feel inquisitive and focused; N for Needs - After you've done it, you feel fulfilled and authentic. [2007] - Marcus Buckingham

The first level of positioning is developing a core message that is clear, customer-focused, and graphic. The second level of positioning is to integrate customer needs into a message tailored for a specific customer. There is a third level to positioning. As you learn more during the sales process, incorporate into your message what you've learned and what is happening as you move through the sales cycle. [2003] - Linda Richardson

Standard (immediate-release) melatonin can sometimes be useful for the prevention of east-bound jet lag and for certain shift work schedules, and it may be helpful in the short term (up to 1-2 weeks) for sleep difficulty. Immediate-release melatonin is generally not useful for chronic insomnia. [2021] - Judith R. Davidson

When a Danish study came out in May 2014 concluding that regular, long-term use of certain PPIs was linked to greater risk of developing esophageal cancer, the use of this popular acid-blocking medication was put into question. It was an alarming argument, but it’s not one you should give too much credence. The authors of the study were unable to control for significant risk factors for the development of esophageal cancer such as alcohol consumption. Nor were other lifestyle considerations, such as smoking or dietary habits, taken into consideration. [2017] - Jonathan Aviv