Quotes of the Day

Some mortgage documents state very clearly that the whole premises cannot be rented out. This is fairly common with CMHC residential mortgages, as they are generally granted for the benefit of the owner/occupier and not for investment or rental purposes. [2006] - Douglas Gray

A toothpaste’s ideal ingredients would be nonabrasive silica, enough sodium fluoride to strengthen teeth, and no glycerin. In the late 1950s, the original Crest formulation passed randomized clinical trials and showed it could stop cavities before they start. It has been my toothpaste of choice for three decades. If you have gum recession, be sure to avoid any toothpaste that contains glycerin, salt, peroxide, coconut oil, or baking soda, since these can upset biofilm health by dissolving its foundational proteins. If you have a dry mouth or sensitivity, my advice is to avoid all the pastes advertised for sensitive teeth. [2018] - Ellie Phillips

Yellow Pages marketing and classified advertisements hit the very hottest of prospects. Brochures offer the greatest opportunity to go into detail about your product or service. Public relations, which encompasses community relations, publicity, and memberships in clubs and organizations, is a marketing method that should be seriously considered. [1998] - Jay Conrad Levinson

If you are renting to a tenant, your contract should cover hazard reduction and require the tenants to have tenant insurance coverage. As a condition of your tenancy agreement, request a copy of the policy. [2006] - Douglas Gray

A silver bullion coin could be bought for whatever is the spot price of silver plus a premium of 5-12% to cover production and marketing costs. There are silver commemoratives, medallions, ingots, and other collectibles available, but you'll find that the price of what you are buying will cost far more than the silver content You may not even get as much silver as you think. The standard is .999 fine silver so find out as quality can vary. Collectibles and numismatic coins require more diligence, effort, and expertise in both buying and selling them. [2008] - Paul Mladjenovic