Quotes of the Day

Keep your earned income secure by purchasing a security you hope converts your earned income into passive income or portfolio income. [2000] - Robert T. Kiyosaki

Rapport equals trust plus comfort. [2005] - Neil Strauss

Regardless of how basic the experience and level of the athlete is, improvements and quicker results will be obtained through successive training sessions. As your physical condition and performance improve, your rate of improvement will slow down. The closer this rate gets to its maximum potential, the more difficult it will be to continue improving. When, despite hard training, diet and rest, you find that you have stagnated, or even lessened in your performance, the best options are to introduce variety or to take a break. The later option consists of not training for 1-2 weeks. [2020] - Guillermo Seijas

Polyunsaturated fats in the context of whole foods behave differently than when they're extracted from plants and put into a bottle. Whole foods contain many antioxidative factors (antioxidants, minerals), and thus able to control the damage of free radical production that otherwise might occur when these oils are consumed in isolation, such as added oils. Whereas the consumption of isolated oils should be avoided to minimize risk of heart disease, cancer, obesity, and related chronic diseases, whole plant foods containing these fats (nuts, seeds, avocados, etc.) are generally nutritious when consumed in moderation. [2020] - T. Colin Campbell

An Insurance Tax Shelter is a plan issued by a life insurance company that allows you to deposit any amount of money and shelter all of the growth of the investment from income tax. Each insurance company gives their plan its own unique name. The plans are flexible, allowing you to vary the amount of your deposits and choose the type of investments, from GICs to investment fund indexes, with no restriction on foreign content. You can make direct withdrawals, TAX-FREE from the tax-sheltered account, up to the adjusted cost base (ACB) of the plan without incurring any tax. Simply put, the ACB is equal to your deposit less the cost of insurance. Under a special arrangement, you can leverage your account with a bank. This is the real benefit of an Insurance Tax Shelter! The leveraging of your account is what allows the plan to outperform other investment vehicles, because a loan is never taxable! [2007] - David M. Voth