Quotes of the Day

When it comes to credit inquiries, there are two types: soft hits and hard hits. Soft hits, such as asking for a copy of your credit report, won't impact your credit score. Hard hits are inquiries that count toward your credit score. Whenever you apply for a credit, whether it's a credit card or mortgage, lenders ask for a copy of your credit report. When this happens, a credit inquiry is recorded--a hard hit. To protect your credit score, limit the number of hard hits. When shopping for a mortgage, apply only at lenders you're serious about. And try to apply for mortgages within a two-week period (these inquiries usually will be lumped together and treated as one). [2017] - Sean Cooper

Operating expenses include marketing, rent, salaries, equipment and suppliers, advertising, etc. As your business grows, this can reasonably be held at or below 30 percent of gross revenue (GCI). [2004] - Gary Keller

Being able to sell is essential in convincing investors to invest in your company as well as selling your company's products to consumers. [2005] - Robert T. Kiyosaki

Some people believe if they buy large, established companies they could beat a simple index. Unfortunately, it's easier said than done. The 10 biggest stocks in the United States always looks like a hurricane‐proof list. But the 10 biggest stocks change all the time. And those betting on the biggest firms as a group have always reaped weak returns. [2018] - Andrew Hallam

Airbnb search engine optimization (SEO) is about adapting your listing to help it improve in the search rankings. The most important factor is your listing's bookability, or in other words how likely it's to be reserved by guests. To improve your SEO, make sure you do the following: 1) Turn on instant Book. 2) Respond quickly to guests' questions. 3) Have a well-structured, complete listing: Add more photos to your listing so guests are more likely to book and don't have as many questions for you. Keep a detailed and well-organized listing description that answers all the questions that potential guests may have. 3) Have your listing priced effectively. 4) Have you friends and family wish list your listing. [2023] - Symon He