Quotes of the Day

The approximate maximum you can borrow when buying a home: mortgage rate = 3% -> 5 times your annual income; 4% -> 4.6; 5% -> 4.2; 6% -> 3.8; 7% -> 3.5; 8% -> 3.2; 9% -> 2.9; 10% -> 2.7; 11% -> 2.5 [2019] - Eric Tyson

Thoroughly check the yearly financial report of the complex and the status certificate of the condo unit you with to purchase. They should contain: facts relating to financial and management stability of the complex; the most recent audited financial statements; a record of assessment; any pending or anticipated legal actions; anticipated common element repairs; the anticipated common loans; anticipated increases to reserve funds; anticipated structural or mechanical repairs; and municipal work orders. [2013] - Dan S. Barnabic

Find a firm that specializes in managing residential properties. A good place to start your search is with your local telephone directory. You can usually find management companies that provide all these services for a fee of 6 to 12 percent of the rents collected. You should always ask to insert a clause that gives you the right to cancel the agreement with a 30- to 60-day written notice for any reason and to cancel it immediately, without advance notice, if any of the representations in the agreement are breached. [2004] - Mike Summey

Bitter melon (aka balsam pear) contains a polypeptide that helps regulate blood sugar. [2009] - Frances Sheridan Goulart

According to USPSTF guidelines, men younger than fifty-five or older than seventy should not be tested for PSA. Between ages fifty-five and sixty-nine, it is an individual choice. They note that “Screening offers a small potential benefit of reducing the chance of death from prostate cancer in some men. However, many men will experience potential harms of screening.” [2020] - Jason Fung