Quotes of the Day

It's a good idea to start looking for a lawyer before you start housing hunting. Seek out lawyers who specialize in real estate. Interview two to three lawyers. [2017] - Sean Cooper

Although you can close out your RRSP earlier than the year in which you celebrate your 71st birthday, the best strategy for most people is to leave your RRSP intact for as long as you're allowed. This is almost always the case if you decide to turn it into an RRIF. If you choose to go the annuity route, collapsing your plan a year or two early can make sense. If interest rates are relatively high, closing your plan out early may make sense if it allows you to lock in a higher-than-average return. [2019] - Eric Tyson

From 137 studies in approximately 13,000 individuals, skin-to-skin touch significantly improved sleep, blood pressure, and mobility, while reducing fatigue, anxiety, pain, and depression. Whether it's a one-off brief hug or handshake or a 60-minute massage session, human touch appears to be consistently therapeutic, perhaps to an even greater extent among women. [2025] - Eric Topol

Higher levels of omega-3 fatty acids have been shown to be protective against a wide range of cancers, cognitive degeneration such as Alzheimer's, heart disease, and a wide range of other conditions. High levels of omega-3s moderate symptoms of depression, decrease impulsiveness, and boost our daily mood. The consumption of omega-3s also decreases inflammation (pain), asthma, diabetes, and arthritis. [2010] - Tom Rath

My recommendation is a little more heavily weighted toward equities than the average target date fund (TDF). It's based on the fact that interest rates are so low right now that the prospects of a decent return on bonds are very slim. If bond yields make a strong upward move in the coming years, then it should make sense to increase your weighting in bonds, but only after that upward move has happened. [2021] - Frederick Vettese