Quotes of the Day

Toss out any dish soaps that says antibacterial. Avoid artificially fragranced products, and it's always a good idea to follow the rule that the products with the fewest and least unpronounceable chemicals listed on the back are preferred. Safe alternatives include Mrs. Meyer's Clean Day, GreenShield Organic, Seventh Generation, and The Honest Company. Purchase glass storage containers with covers in lieu of aluminum foil and BRA-laden plastics. Find BPA-free, lead-free, PVC-free, and phthalate-free lids as well. We use Pyrex, MightyNest, and Martha Stewart. [2019] - Mira Calton

Many real estate companies and CMHC have free surveys on a quarterly or monthly basis, giving average rental prices in specific areas for specific types of properties. You don't want too high a number of rental houses or condos, as that will increase competition and possibly reduce the overall desirability of the neighborhood. [2006] - Douglas Gray

Key Dividend Growth Ratios: Dividend Yield > 3% (consider lower dividend yield stocks from US companies as they will count as the "secure" section of the portfolio); 5 Year Dividend Growth > 1%; Return on Equity (ROE = Net Income / Shareholder's Equity) > 10%; 5 Year Annual Income Growth Rate > 1%; Current Price / Earnings Ratio < 20; Dividend Payout Ratio (Dividends per Share / Earnings per Share) < 75% [2012] - Mike Heroux

Because many people believe banks to be a safe harbor in the cutthroat world of commerce, their loan departments charge a premium. They rarely offer the lowest interest rates or fees; however, credit unions often prove the exception, especially for plain-vanilla products. [2003] - Gary W. Eldred

We highly recommend you use either an all-in-one solution provider or one of the industry experts to manage your e-mail campaigns. Do not attempt to send out e-mail marketing campaigns through your local e-mail client or you likely find yourself suspended for spamming through your Internet Service Provider, nor should you use one of the many e-mail bulk e-mail provider who offer to send your e-mail to hundreds of thousands of recipients for one low fee. Do not use overseas providers to send your e-mail to recipients who did not ask to receive it. The penalties are not worth the gain. [2007] - Bruce C. Brown