Quotes of the Day

A living trust places your portfolio in the hands of an independent manager, usually a trust company, with family members as co-trustees. The trust receives your investment portfolio and the trustees manage it such that you receive a stable income for life, similar to an annuity. The remaining capital is distributed to family members on your death. The provision of the trust agreement should provide instructions for the financing of your care should you require long-term medical attention. The main requirement for trustees is that they be competent, independent parties who will manage your affairs in your best interest. [2020] - Douglas Gray

You may feel intimidated by groups, but there are certain advantages to successfully opening a group of people. One of the best questions you can ask to start the conversation is "So how do you know each other?" [2012] - Christopher Gray

Building and repairing relationships are long-term investments. [2004] - Stephen R. Covey

People facing each other tend to respond personally and engage in dialogue or argument; people sitting side by side in a semicircle of chairs facing a black-board tend to respond to the problem depicted there. [1991] - Roger Fisher

The Galleri test looks at methylation patterns of the cell-free DNA, which are basically chemical changes to the DNA molecules that suggest the presence of cancer. In a study, the Galleri test proved to have a very high specificity, about 99.5%, meaning only 0.5% of tests yielded a false positive. If the test says you have cancer, somewhere in your body, then it's likely that you do. The trade-off is that the resulting sensitivity can be low, depending on the stage. (That is, even if the test says you don't have cancer, you're not necessarily in the clear.) Keep in mind this test still has much higher resolution than radiographic tests such as MRI or mammogram. Those imaging-based tests require "seeing" the tumor, which can happen only when the tumor reaches a certain size. With Galleri, the test is looking at cell-free DNA, which can come from any size tumor-even ones that remain invisible to imaging tests. [2023] - Peter Attia