Quotes of the Day

Positive stress (challenge stress) energizes. Our body automatically reacts to a stressful event within seconds and also reacts to our thoughts about the event. When we start to notice the stress response in our muscle tension, heart rate, and breathing, we can relabel it by saying, "This is good stress, energizing me so I can perform well!" this can help shape the body's response to be more energizing, bringing more dilation to the vessels and more blood to the brain. [2017] - Elizabeth Blackburn

Non-traditional lenders with a solid track record are worth considering, especially if it means paying down your mortgage sooner. [2017] - Sean Cooper

As an investor, you may begin to feel frustrated when you haven't written any offers in a while. However, that simply says you are following your system and waiting until you find a property that does fit your system. [2009] - Don R. Campbell

While analyzing the Elliot wave, we must have a minimum of 100 bars and a maximum of 140 bars. [1995] - Bill Williams

Should I take my Canada Pension benefit early or wait until I'm 65? The first rule in layering your income: Use the least tax-efficient and least-flexible sources of income first. The CPP follows right behind OAS in that regard. If you're retired, my recommendation is usually to start it as soon as you can. You should take the CPP payment rather than use your own personal assets to generate income. The cumulative sum of payments for a retiree starting his or her CPP at age 60 equals the total received by someone starting at age 65 at age 73.9. It works the same way here with early versus deferred pension payments. Including the time-value adjustment of those earlier payments would move the crossover closer to age 77. [2019] - Daryl Diamond