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H2As like cimetidine (Tagamet),ranitidine (Zantac), and famotidine (Pepcid) have fewer side effects and work better than PPIs for nighttime reflux. H2As are the drugs of choice for people who need to take antireflux medicine on an as-deeded basis. [2014] - Jamie Koufman

Many retirees don't have work-related pensions and it makes sense that they should "pensionize" some of their savings by creating a guaranteed monthly income, i.e. annuities. Deal only with the top-rated companies--annuities are no good if the insurance company dies before you do! Also, even though I think annuities are underutilized, don't go overboard here. Annuities are appropriate for a percentage, not all, of retirement portfolios. [2011] - David Chilton

As one grows older, the pool of eligible and available men and women becomes smaller. The decision to marry is often influenced by the fear of being single and alone and the need to form a secure attachment. A person may feel pressure to marry and may settle for someone who might be a marital risk. Some people at this stage may marry realizing there is a tradeoff and enter into their marriage aware of and prepared for some of the conflicts and pitfalls ahead. [2011] - Isabelle Fox

Lead-generation costs should be about 10 percent of your gross income. [2004] - Gary Keller

The lender will obtain its own appraiser to determine the value of the security for mortgage purposes. The necessary fee is either paid by the borrower to the lender in advance at the time of application, or is taken from the mortgage proceeds by the lender. In a competitive marketplace, you can negotiate directly with the lender, or through the mortgage broker, to have the fee waived and absorbed by the lender. [2006] - Douglas Gray