Quotes of the Day

LOCs usually come with variable interest rates that can go up or down with the general level of interest rates in the economy. The bank can increase your interest rate at its discretion, something that 85 percent of HELOC holders do not realize, according to a recent FCAC survey. Lenders can also lower your credit limit or ask that you repay your balance at any time, although they have to give you advance notice of any changes to your credit agreement. [2021] - Erica Alini

Some of my favorite spice mixes are pumpkin pie spice, curry powder, chili powder, Chinese five-spice powder, a savory Indian spice blend called garam masala, an Ethiopian blend called berbere, Italian seasoning, poultry seasoning, and a Middle Eastern blend called za'atar. Spice mixes are a convenient way to provide a balance of flavors while boosting the variety of your spice intake, but make sure to check that the mixes are salt-free. [2015] - Michael Greger

Money does buy happiness. But only up to a point. That point was found to be around $75,000 annual income (at the end of 2011, median household income was $51,413). If people made more money than $75,000, it of course further improved their satisfaction with how their life was going, but it did not increase their happiness. [2013] - Richard N. Bolles

When you’ve selected a crypto you want to buy, you can work out an appropriate position size using ATR, according to your own appetite for risk. [2019] - Glen Goodman

Never buy a rare coin that hasn't been graded and certified as authentic by Numismatic Guaranty Corporation (NGC) or Professional Coin Grading Service (PCGS). I most often recommend both choice and gem uncirculated condition coins. I especially like some of the rare dates and lower population coins that you can buy for modest premiums. [2009] - James DiGeorgia