Quotes of the Day

HODLing through bear markets is not a great idea. Well, HODLing through long sideways markets is also not a great idea, because of the opportunity cost involved. [2019] - Glen Goodman

If your employer offers a group savings program, you should probably take full advantage, especially if the employer matches at least part of your contribution. Defined benefit pension plans are rare in the private sector these days, but many companies offer defined contribution plans and group RRSPs. Many workplace plans even offer index funds as options. these are rarely as cheap as ETFs, but if your employer is matching part of your own contributions, it will more than offset any additional fees, and the automatic payroll deductions will enforce those regular savings. [2021] - Dan Bortolotti

I encourage entrepreneurs to spend more than half of their time working on the future of their business and build a strong team to concentrate on the present and past issues of the business. In some cases, the entrepreneur may need to spend more than 80% of his or her time focusing on the future. [2005] - Robert T. Kiyosaki

A furnished apartment typically commands a higher rent than a non-furnished suite, sometimes as much as 10-15% more. An apartment building that attracts younger tenants in a college or university town is an ideal opportunity for providing this kind of accommodation, at a higher fee. [2009] - Douglas Gray

Peak aerobic cardiorespiratory fitness, measured in terms of VO₂ max (via a treadmill test), is perhaps the single most powerful marker for longevity. VO₂ max represents the maximum rate at which a person can utilize oxygen. This is measured, naturally, while a person is exercising at essentially their upper limit of efforts. (If you've ever had this test done, you'll know just how unpleasant it is.) The more oxygen your body is able to use, the higher your VO₂ max. [2023] - Peter Attia