Quotes of the Day

With unsecured LOCs, the maximum credit limit you can hope for is usually in the tens of thousands of dollars. With secured LOCs, credit limits can easily reach the hundreds of thousands of dollars, depending on the value of your collateral, because the lender can take possession of your collateral if you don’t pay back what you owe. Having collateral usually allows you to access higher credit limits, lower interest rates, and more flexible repayment terms. Secured LOCs also often allow you to make interest-only payments. A personal LOC is an example of an unsecured LOC. Home-equity lines of credit, or HELOCs, are the best-known type of secured LOC. [2021] - Erica Alini

Protective foods can be eaten alongside damaging acidic drinks or sugary snacks to help protect your teeth. For example, nibbling cheese will alkalize your mouth and help mineralize teeth between sips of acidic wine. After drinking acidic or sugary juices or snacks, consider having some xylitol in the form of a mint or piece of gum, some cheese or a drink of whole milk or alkaline water. The best endings for meals are tooth-protective foods, including salty nuts, cheese, yogurt, alkaline vegetables like celery, avocado, nut butters, and protein foods, like chicken or turkey and, of course, one of the most convenient, xylitol. [2018] - Ellie Phillips

Aspirin may lower the risk of cancer. Its active ingredient, salicylic acid, is widely found in many of the fruits and vegetables in the plant kingdom. Herbs and spices contain the highest concentrations. Chili powder, paprika, and turmeric are rich in the compound, but cumin has the most per serving. Indeed, just one teaspoon of ground cumin may be about the equivalent of a baby aspirin. This may help explain why India, with its spice-rich diets, has among the lowest worldwide rates of colorectal cancer--the cancer that appears most sensitive to the effects of aspirin. And the spicier, the better! [2015] - Michael Greger

The important thing is that we keep moving when we know it's the right move. Not many that I know of provide the appreciation that real estate does. And you don't have to pay taxes on it if it's your primary residence. When you take a line of credit, if you position if properly, there is an option to pay only the interest portion. If you are looking at a property in a high demand area and feel the prices will go up, you could buy now on your line of credit and pay the line of credit off as you are able. The appreciation on the property will likely increase more than your monthly interest payments. [2021] - Shazia Virani

Warren (at the Warren Hardy School in San Miguel de Allende, Mexico) understands that our adult minds work differently than the high school or college-age kids most Spanish learning programs are aimed at. He’s developed an entire program that offers shortcuts—some tips and tricks, some cues and clues—that really helped us get to the next step with our Spanish. You can take classes in person at his school in San Miguel (highly recommended) or, if you don’t have time for that, he’s created an online Webtutor course. [2014] - Dan Prescher