Quotes of the Day

Every page of your website should have copyright, ownership, contact, and legal information at the bottom. You probably also want to include a link to your privacy policy if you are collecting e-mail addresses or customer information through your site. [2006] - Scott Fox

Edamame is about as whole a soy food as you can get. After all, these are soybeans still in their pods. You can buy them frozen and just throw a handful into some boiling water anytime you want a healthy snack. They cook in about 5 minutes. All you need to do is strain them and, if you're like me, crack lots of fresh pepper onto the pods and nibble the beans right out. (You can also buy them pre-shelled, but then they're not as fun to eat.) [2015] - Michael Greger

There are three general strategies for rebalancing: 1) By the calendar - e.g. once a year; 2) By thresholds - rebalance only when an asset class is off by an absolute 5% or a relative 2.5% (for asset classes with smaller targets like 10% allocation to emerging markets); 3) With cash flow - whenever you add new money or make withdrawals. If you're in the drawdown stage and no longer adding money to the portfolio, you can also rebalance with cash outflows. For example, if you're taking income from a RRIF in retirement, you'll be required to make prescribed withdrawals from the account each year. You can use this opportunity to rebalance the portfolio at the same time. [2021] - Dan Bortolotti

Once the property fits the Cash Flow Zone, the next step is to determine the motivation of the vendor. Unmotivated vendors will waste a ton of your time. The best way to determine the vendor's motivation is to provide your realtor with a list of questions. 1. Why are you selling? 2. How long have you owned the property? 3. When do you have to move? The answers you get will reveal the vendor's motivation level and, as an added bonus, you'll discover whether the most critical motivating factor is time or money. You should also note that a vendor's motivation level often increases when the property has been listed for sale for some time. [2009] - Don R. Campbell

Have plenty of fruit, nuts and sprouting seeds, raw vegetables such as tomatoes and carrots, honey, lemon, ginger and dark chocolate. These foods contain naturally occurring chemicals that help improve your overall health - and improve your mood! [2009] - Liz Miller