Quotes of the Day

Several foods are not only safe for teeth but also have tooth-protective or anti-cavity features: 1) Cow's milk; 2) Cheese; 3) Dark chocolate; 4) Certain plant fibers and leaves (sugarcane, fresh apples, tea, etc.); 5) Intense sweeteners (glycyrrhizin from licorice root, thaumatin, miraculin, etc.); 6) Propolis. Finishing a meal or a snack with something dentally healthy can alter the chemistry of your mouth and leave it safe for teeth. Know at least one or two foods that you like and which are safe for teeth so that you can eat these to complete any meal or snack made up of foods that are damaging. [2025] - Ellie Phillips

If you're fortunate enough to have a seven-figure portfolio, there will be no shortage of salespeople ready to flatter you by offering access to exclusive opportunities available only to "accredited investors." These include hedge funds, private equity, peer-to-peer lending, real estate partnerships and on and on. It's possible that some of these opportunities will go on to deliver outsized returns without undue risk, but you'll likely have to accept high expense, illiquidity and a lack of transparency. You're not sacrificing anything by taking a pass and just sticking to index ETFs. And you're not missing out on anything except disappointment. [2021] - Dan Bortolotti

Expected returns should be viewed with a time horizon of at least 20 years. If your target rate of return is 5% or 6%, then a portfolio of 60% stocks probably isn't going to cut it. If you're comfortable with a more aggressive approach, that's fine, but remember that most people over-estimate their risk tolerance. If possible, you should consider increasing your savings rate or giving yourself more time. [2021] - Dan Bortolotti

As of 2015, the standard allowable rent increase is a maximum of 2.5%. You can find more information on the BC government website at https://www2.gov.bc.ca/gov/content/housing-tenancy [2015] - Gary Wong

At the end of the slump phase, net migration, population and employment growth are at low levels. Rents become stable, as do incomes, real estate values, the number of real estate sales and the number of days it takes to sell. This is the optimum time to buy, but most people will avoid investing in real estate because it has proved to be such a bad investment in the past few years. Strategic investors will see the silver lining - and the pot of gold. They realize current market opportunities and future wealth. [2011] - Don R. Campbell