Quotes of the Day

There are good associations out there for landlords (tip: join one!). There are also great books out there for landlords such as "Landlording in Canada", but here are a few points to consider: 1) Good credit; 2) Job security (steady jobs); 3) References (from employers and past landlords); 4) Long-term timeline (less wear and tear). You'll want to find a tenant who takes care of your investment and keeps it in good condition for you (hopefully very clean as well). Follow your gut instincts when picking tenants. If you have any doubts at all, it's not worth the risk. Once you secure the right tenant you'll want to increase the rent yearly where allowed.  [2021] - Shazia Virani

Walks can be nice. First meet to buy your coffees. Arrange the route so it's neither too long nor too physically demanding. Let your date know the plan in advance; some people not be able to walk a long distance, or might find it difficult to walk and talk at the same time. You might also consider the zoo, a sculpture garden, a botanical garden, or a river walk. [2005] - Sharon Romm

GICs don't lose value when interest rates rise, neither do they get a boost when yields fall. This means that during a bear market for stocks-which often leads to falling interest rates-your GICs won't deliver the offsetting benefit you should expect from bonds. Since bonds and GICs each have pros and cons, you might consider a balanced approach and use both in your portfolio. For example, you could use GICs for about half of your fixed-income allocation and use a bond DTF for the other half. [2021] - Dan Bortolotti

I take NMN, which is a precursor of an energy mediator called NAD+. The one thing that I noticed with taking NMN is that, according to my Fitbit, my REM sleep has become better. I’ve been taking aspirin for thirty years even though recent studies have not documented its effectiveness in preventing heart attacks, strokes, or even colon cancer. In fact, a big trial showed that aspirin may be harmful in people who are over the age of seventy, but I take it because I fly frequently and want to protect myself from deep vein thrombosis. [2020] - Nir Barzilai

Either commit thirty minutes a day to online dating or send three new messages per sitting until you have a full flirting agenda. [2013] - Laurie Davis