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In researching salaries, you should also take note of the fact that most governmental agencies have civil service positions paralleling those in private industry--and government job descriptions and pay ranges are available to the public. [2013] - Richard N. Bolles

For a given shift in interest rates or financial strength, changes in the market value of long-term bonds will be much greater than price changes of short-term bonds. For example, a 1% increase in interest rates would cause the market price of a 3-year $10,000 bond to decline by around 3% or $300; whereas a $10,000 30-year bond would likely drop in price by around 20% or $2,000. (Note that bond market price changes don't much matter if you hold a bond to maturity.) [2018] - Larry Bates

The personal information record is normally kept with your will, for example, in your safety deposit box, with an extra copy kept at home. [2006] - Douglas Gray

Many eDaters are savvy enough to spot a generic, template message and get rid of them without so much as a response. To be truly proactive and productive in your digital dating life, you have to click Compose and start typing a message tailored specially for your cyber-crush's eyes only. [2013] - Laurie Davis

In general, I recommend diabetics avoid regular and liberal consumption of foods with a GL (Glycemic Load) above 15, at least until their diabetes is in better control and their weight has dropped significantly. [2013] - Joel Fuhrman