Quotes of the Day

Either commit thirty minutes a day to online dating or send three new messages per sitting until you have a full flirting agenda. [2013] - Laurie Davis

The 70% rule states that the most a flipper should pay for a property is 70% of the after repair value (ARV, what the house is worth after it has been fixed up) less rehab costs. So, a house that has an ARV of $150,000 and needs $30,000 worth of rehab could be bought for $75,000, because $150,000 x .7 = $105,000 and $105,000 - $30,000 = $75,000. How can I do this? It may require direct mail, Craigslist, driving for dollars and it's going to take some hustle. Most lenders are unwilling to loan money on a fixer-upper and you'll probably have to look at options such as hard money, private money, cash, home equity, and other strategies. [2015] - Brandon Turner

The more quickly you can turn a stranger into someone you know, the easier a negotiation is likely to become. The time to develop such a relationship is before the negotiation begins. Get to know them and find out about their likes and dislikes. Find ways to meet them informally. Try arriving early to chat before the negotiation is scheduled to start, and linger after it ends. [1991] - Roger Fisher

Most owners when renting their unit will go the easy route and rent it unfurnished and ask for a minimum one-year lease. But there can be many advantages to renting the unit furnished. Furnishing your unit requires a large capital outlay that can be $10,000 or more, depending on the furnishings and size of the condo. Not only would you be bring furniture, but also the accessories, art, lighting, kitchenware, etc. The benefits of doing so can translate into higher rents. Corporate clients, travellers and individuals in between homes are willing to pay the premium for a furnished condo. The downside of a furnished condo can be the short lease terms. While the rent may be higher during months of occupancy, you may also have many months of vacancy where you have to carry your mortgage costs. It's important to evaluate your market and the demand for furnished condos to determine if this would be the right route for you. [2012] - Brian Persaud

The National Sleep Foundation feels it best not to eat any of food within 2-3 hours of bedtime. High-glycemic-index foods produce sleepiness, so if food must be consumed at night, dried fruit, cereal, or bananas are good choices. Other foods that're good choices for sleep contain high amounts of melatonin. These foods include walnuts and tart cherries (dried or juice). Foods high in magnesium (almonds) and calcium (milk, kale) can help promote relaxation and sleep. Avoid proteins that can often promote the synthesis of dopamine, a wake-promoting neurotransmitter. [2017] - W. Chris Winter