Quotes of the Day

Canadian firms like You &Yours Financial are specialists in Canadian financial planning needs. They offer financial tutoring sessions, helping clients understand how much they’re currently paying in fees, assisting them with a wealth management plan and suitable asset allocation strategies. Plenty of people seeking a DIY approach might balk at paying a one-time fee for such a service. But most people’s financial needs are more comprehensive than they think. In a conversation I had with founder Darryl Brown, he told me, “The pay-for-service element of financial planning is especially popular among higher income earners who seek a big financial picture and don’t want to make mistakes.” [2022] - Andrew Hallam

A smart lock is a lock that can be operated remotely and in most cases can be unlocked by guests via a mobile app or custom numeric code. Some smart locks such as the August lock (august.com) even integrate with your Airbnb account so that when guest books your property it automatically creates and registers them as a guest. Having a contingency plan in place is important in case something does go wrong. If you're going to use a smart lock or electronic coded lock on your door, we recommend having a lockbox somewhere else on the property as a backup option. [2023] - Symon He

The "big five" factors of personality are neuroticism (which reflects emotional stability), extroversion (seeking the company of others), openness (interest in new experiences, ideas, and so forth), agreeableness (liability, harmoniousness), and conscientiousness (rule abidance, discipline, integrity). Human personality functioning can be summarized in terms of these five dimensions. [2005] - Marcus Buckingham

It's true, there have been many periods of 5 and even 10 years when stocks underperformed bonds, but most of us remain confident that equities will deliver a premium over the long term. Most people lose patience when their strategy underperforms for a year or two. Then they jump to another one that has enjoyed some recent success, probably just before the music stops. [2021] - Dan Bortolotti

We typically get $100-$150 more per month than a "normal" rental in our area because our properties are the best quality on the market. Test an ad out - if you don't get much response in the first 48 hours and you've created an interesting ad with great pictures, drop the rent quickly by at least $50. Typically, you will rent unit faster, have a larger tenant base to pick from, and have a better chance of retaining a tenant for a longer period of time if you have lower rent. [2013] - Julie Broad