Quotes of the Day

According to the Spectrum Group, only 10% of households in the United States or Canada with wealth of at least $1 million allow advisors to call the shots and make the move whereas 30% don't use any advisors at all. The remaining 60% may or may not consult an advisor on an as-needed basis and then make their own moves. Recent wealth surveys show that affluent investors achieved and built on their wealth with ownership investments, such as their own small businesses, real estate, and stocks. [2018] - Tony Martin

Once you or your tenant move into the property, have the property reappraised and have the bank give you a line of credit against the home. Get the maximum line possible and decide where you want to invest it, when you're ready. Once you have your next property, you can put the potential positive cash flow into a savings account where you save another down payment for your next property, or you can pay down your line of credit to reuse it. If you can naturally save money and don't need to tap into this line, then do not, as you are still paying interest on it when you do, but it does allow you growth options. Repeat, perhaps once a year or every two years, whatever your plan may be. [2021] - Shazia Virani

Soak beans overnight and cook with kombu (sea vegetable) to soften them aid digestion. Beans should be very soft and easy to digest when cooked. Choose smaller sized beans over large ones. [2011] - Ramiel Nagel

Many times, I have helped patients return their teeth to total health, but success is easier to predict if we begin remineralization before the tooth’s enamel skeleton has been physically broken. Most small cavities take at least a year to form, and the reversal and repair can happen in a fraction of this time— often in less than three months. [2018] - Ellie Phillips

Fundamentally I structure my training around exercises that improve the following: 1. Grip strength, how hard you can grip with your hands, which involves everything from your hands to your lats. 2. Attention to both concentric and eccentric loading for all movements, meaning when our muscles are shortening (concentric) and when they're lengthening (eccentric). In other words, we need to be able to lift the weight up and put it back down, slowly and with control. Rucking down hills is a great way to work on eccentric strength, because it forces you to put on the "brakes." 3. Pulling motions, at all angles from overhead to in front of you, which also requires grip strength (e.g., pull-ups and rows). 4. Hip-hinging movements, such as the deadlift and squat, but also step-ups, hip thrusters, and countless single-leg variants of exercises that strengthen the legs, glutes, and lower back. [2023] - Peter Attia