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We're getting older as a population, which means fewer borrowers and more savers. That's why interest rates are so low and why they're going to stay low. On the other hand, whatever is causing the low interest rates may also cause company earnings to grow more slowly in the future. As a result, the dividends on those stocks might grow more slowly too. If so, stocks may be overvalued after all. I'm inclined to go with a real return on equities of 3.5-4% over the next 30 to 40 years. [2021] - Frederick Vettese

One of the hardest things to do in trading is to allow a profit to run, particularly after a trader has had several losers in a row. Being a position trader often means going through periods in which you have more losers than winners. When you do get a winner and learn to let the trades run, you will find that on average your winners are much larger than your losers. [2010] - Jay Norris

Excellent people have three primary virtues: prudence, justice, and benevolence, in that order. [2004] - Brian Tracy

NAD boosters are effective treatment for a wide variety of ailments in mice and that they extend their lifespan even when given late in life. We know that emerging research strongly suggests they could have a similar, if not duplicative, effect on human health. The way it does this is by creating the right level of stress--just enough to push our longevity genes into action to suppress epigenetic changes to maintain the youthful program. In doing so, NMN and other vitality molecules, including metformin and rapamycin, reduce the buildup of informational noise that causes aging, thus restoring the program. [2019] - David A. Sinclair

For a lot less money, you could send a special direct mail effort to just the best neighborhoods where the best buyers live. The secret is to do it continuously so that you build top-of-mind awareness among those best buyers. [2007] - Chet Holmes