Quotes of the Day

Portfolio loans may be slightly higher in rate and shorter in term, or they may involve a balloon payment (most likely through a refinance). None of the "big banks" will do portfolio lending. Instead, you'll want to focus your search on small, local community banks. Look for banks that have a maximum of 20 different branches. Credit unions might also be a good source of portfolio lending. Portfolio lenders will not be labeled as such. You'll simply need to call them up and find out. Ask to speak with the loan officer, because the teller will likely have no idea how to help you. [2015] - Brandon Turner

We don't fall in love with other people; we fall in love with the feelings we get when we are with them. When you fall for someone new, there are the head-spinning feelings of excitement and desire, but there's also tension. When you meet your matched opposite, however, that tension is replaced by an enormous, unmistakable sense of calm--and relief. [2004] - Nicholas Boothman

We recommend that employees be with the business for six months before being eligible for paid vacation. They will then get one week in the second half of the year. Generally speaking, employees need to be with you for six months to qualify and get six paid days of sick leave each year. [2004] - Gary Keller

Couples need to understand that the failure to feel mutual joy and satisfaction should cause them to question whether they should continue the relationship. Boredom is the enemy of romance and signals a lack of a most essential ingredient: mutual enjoyment of time spent together, particularly when the couple is alone. Marriages without this key factor rarely endure. [2011] - Isabelle Fox

Mutual funds work best in retirement accounts. [2009] - James DiGeorgia