Quotes of the Day

Ongoing fund costs and annual account fees are far more detrimental than commissions and exchange rate fees. [2018] - Andrew Hallam

Total cholesterol is not a predictor of future heart disease; LDL cholesterol is a marginal risk factor; and HDL cholesterol is a fourfold better predictor of risk than LDL cholesterol and the only reliable predictor of risk for people over 50. Saturated fat raises HDL cholesterol while carbohydrates lower it. Trans fats are an entirely unnatural substance that contribute to insulin resistance and inflammation. We recommend cooking with olive oil, coconut oil, and grass-fed ghee. Oils that are predominantly monounsaturated--olive oil, avocado oil, and nut oil among others--increase calcium absorption. [2016] - Laura Kelly

So far, we’ve discovered three primary traits that SuperAgers have in common: 1. High levels of good cholesterol (HDL). 2. Unusually low levels of the growth hormone IGF-1. 3. Unusually high levels of some MDPs. [2020] - Nir Barzilai

When we view our charts, we always want the proper amount of time visible to use in making our decisions. The preferred amount of time is as follow: Monthly chart = 7 years; Weekly chart = 2.5 years; Daily chart = 8 months; 240-minute chart = 1.5 months; 60-minute chart = 10 days; 15-minute chart = 28 hours; 5-minute chart = 8 hours. [2010] - Jay Norris

A living trust places your portfolio in the hands of an independent manager, usually a trust company, with family members as co-trustees. The trust receives your investment portfolio and the trustees manage it such that you receive a stable income for life, similar to an annuity. The remaining capital is distributed to family members on your death. The provision of the trust agreement should provide instructions for the financing of your care should you require long-term medical attention. The main requirement for trustees is that they be competent, independent parties who will manage your affairs in your best interest. [2020] - Douglas Gray