Quotes of the Day

The concept of perceived value: people have to think you're very successful. It's better to have one expensive-looking brochure than five shoddy ones. [2003] - Darryl Davis

Most socially responsible investment (SRI) indexed mutual funds and ETFs charge slightly higher fees than their traditional indexed counterparts. But their returns don’t suffer. Some studies say they beat traditional indexes. Other studies show they slightly lag. Much depends on the time periods measured. Canadians can buy socially responsible all-in-one portfolio ETFs: iShares ESG Conservative Balanced (GCNS, 40% in stocks, 60% in bonds), iShares ESG Balanced (GBAL, 60% in stocks, 40% in bonds), iShares ESG Growth (GGRO, 80% in stocks, 20% in bonds), iShares ESG Equity (GEQT, 100% in stocks, 0% in bonds). [2022] - Andrew Hallam

Use daily charts to identify the overall trend and then to use the hourly charts to determine specific entry levels. [2009] - Kathy Lien

Address financial values and differences early on. Take a look at how tings are going. Do you have an easy time deciding who pays for dates? If your date is adamant about always paying, go along with it. But you need to make an offer, even if it's always refused. This shows the subject of money isn't taboo and the other person can introduce it at any time. Have a chat as early as possible. say something simple and succinct, for instance, "I've really been enjoying the things we do together. How would like to share the expenses?" It will make you feel more like a potential couple if you can talk about such an everyday yet significant issue. Opening up the discussion will let you know where you and your companion stand on the subject. [2005] - Sharon Romm

Memory foam pillows often provide excellent orthopedic support of the neck and spine, but like their mattress counterparts, they often trap heat so individuals sensitive to being hot at night may not like them. Feather and down pillows tend to be very light and soft. They're washable and breathable but may flatten overtime. Patients with allergies can struggle with these pillows. Even if you don't have allergies, you might be annoyed by being poked by the feather variety. Other options include wool, cotton, buckwheat, and synthetic materials like polyester. Take some time to find what works best for you. [2017] - W. Chris Winter