Quotes of the Day

The lender will obtain its own appraiser to determine the value of the security for mortgage purposes. The necessary fee is either paid by the borrower to the lender in advance at the time of application, or is taken from the mortgage proceeds by the lender. In a competitive marketplace, you can negotiate directly with the lender, or through the mortgage broker, to have the fee waived and absorbed by the lender. [2006] - Douglas Gray

Look for low-fat crackers (no more than 3 grams of fat), 2 grams of fiber or more and no trans fats: 1. Kashi TLC Honey Sesame, Natural Ranch, and Original 7 Grain 2. Wheat Thins: Reduced Fat, Fiber Selects 3. Triscuits Reduced Fat, Thin Crisps, and Minis 4. Ak-Mak 100% Whole Wheat 5. Wasa Multigrain 6. Kavli Crispbread 7. Graham crackers (any brand) [2013] - Hillary Wright

Antioxidants found in plant food, called phytates, limit the absorption of zinc from plants such that only about 20% of zinc present in beans and greens is absorbed by the body. So even if the content of a plant-based diet appears to meet our zinc requirements, the levels supplied are still suboptimal, and with absorptive capacity decreasing further with aging, this potentially places the aging vegan at increased risk. [2020] - Joel Fuhrman

No oil should be considered a health food. All oil, including olive oil, is 100 percent fat and contains 120 calories per tablespoon. Foods rich in monounsaturated fats like olive oil are less harmful than foods full of saturated fats and trans fats, but being less harmful does not make them healthful. You can add a little bit of olive oil to your diet if you are thin and exercise a lot. However, the more oil you add, the more you are lowering the nutrient-per-calorie density of your diet--and that is not your objective, as it does not promote health. [2013] - Joel Fuhrman

I prefer buying gold bullion in coin form such as an American Eagle, South African Kruggerand, or Canadian Maple Leaf, which cost about the same, per ounce. [2008] - Shayne McGuire