Quotes of the Day

A deferred sales charge (DSC) is a rather large commission that a mutual fund salesperson receives upfront. If you change your mind and try to move to another fund family within a certain period (about six years), you are charged a hefty redemption penalty. On $500,000 of investments, the fee could be $20,000 or more. [2020] - Frederick Vettese

Goals have to be clear, simple, and in writing. If they are not in writing and reviewed daily, they are not really goals. They are wishes. [2000] - Robert T. Kiyosaki

For more in-depth examination of sleep by scientists or sleep medicine clinicians, special equipment is used to track sleep stages and cycles through the night. To determine sleep stages, three main measurements are used: brain waves, eye movements, and muscle tone. [2021] - Judith R. Davidson

Realty, or property, taxes are not part of monthly maintenance fees but often are required to be paid on a monthly basis along with maintenance fees. Taxes vary from one municipality to another and are assessed based on the value, size, and location of the complex. Taxes fluctuate yearly, but, in general, they range from 0.5 to 2.6 percent of a unit's purchases price. [2013] - Dan S. Barnabic

Start by asking about the customer's objectives. Then ask about the current situation. Next, ask about level of satisfaction, also ask about future needs. Critical to your being able to realistically access the opportunity and close are questions about implementation, including budget, timeframe, compelling event driving the decision, decision-making process (including decision makers and influencers), competitors, relationships, and other related initiatives. [2003] - Linda Richardson