Quotes of the Day

A deal point is simply something negotiable on which the deal hinges. [2006] - Robert Irwin

Life Insurance Tax Shelters (LITS) offer an option that will not only permit your money to grow Tax-Free, but if structured properly, will permit you to access the funds without tax ramifications. Each insurance company has their own name for their unique plan, but the plans basically operate like this. You participate in an insurance plan that also permits you to deposit money into it. The amount deposited can be very flexible and may change as you desire over the years, however, you will always be required to participate in the insurance coverage. Our recommendation is that you subscribe to the lowest "decreasing term" possible. You want your actual insurance premiums to be the lowest necessary to keep the plan active, because you want to take the extra money and deposit it within the plan as an investment. [2008] - Dwayne Daku

Investing a lump sum, as soon as you have it, usually beats dollar-cost averaging. In other words it's usually best to invest as soon as you have the money. [2017] - Andrew Hallam

The term cancer chemoprevention was introduced by the NIH in 1976 to denote foods, supplements, or drugs that may block progression of cancer. One of the most promising chemopreventive drugs is the old diabetes drug metformin. Studies have demonstrated that in type 2 diabetics, metformin may potentially reduce the risk of cancer by as much as 21 percent to 57 percent. Specifically, long-term metformin use in women with type 2 diabetes was associated with a more than 50 percent reduction in breast cancer risk. Metformin works by reducing glucose to the growing cancer without the pro-growth effects of the insulin/IGF-1/PI3K pathway. It also activates AMPK, an important nutrient sensor and growth pathway, which rapidly inhibits cellular protein synthesis and growth. Some research has indicated that this beneficial anticancer effect might extend to nondiabetics as well. [2020] - Jason Fung

The higher the price, the fewer the customers, and the more precise you need to be in your marketing. Instead of discounting down, bonus up. Instead of looking for new products to sell, look for new customers. Many of us like letting people know we spent a lot of money for a product only a few people can or will afford. [2005] - Robert T. Kiyosaki