Quotes of the Day

As a rough rule, if you have $50,000 to invest, consider something in the ballpark of a 5-10 ETF portfolio, and if you have $250,000 or more, perhaps look at a 15-25 ETF portfolio. Having may more ETFs than this won't enhance the benefits of diversification but will entail additional trading costs every time you rebalance your holdings. The Nonwealthy investor can build a pretty well-diversified portfolio with just four ETFs: one small value, one small growth, one large value, and one large growth. We hold a similar philosophy when it comes to global investing: U.S., Europe, Asia, emerging markets....  [2013] - Russell Wild

Some mortgage documents state very clearly that the whole premises cannot be rented out. This is fairly common with CMHC residential mortgages, as they are generally granted for the benefit of the owner/occupier and not for investment or rental purposes. [2006] - Douglas Gray

Most people do not get ahead financially because when they need more money, they take a part-time job. If they really want to get ahead, they need to keep their day job and start a part-time business. [2000] - Robert T. Kiyosaki

Tofu and frozen soybeans are good sources of omega-3 fat and calcium, but soy nuts, soy milk, and other processed soy products do not retain much of the beneficial compounds found in the natural bean. [2011] - Joel Fuhrman

When you consume xylitol as mints or gum, they pull some saliva into your mouth from small salivary glands in the roof of your mouth. In most mouths, this saliva is mineral-rich and alkaline, which is conducive to tooth health and repair. Drinking xylitol water can be useful, but it cannot contribute to remineralization and the reversal of cavities in the same way as is achieved by regularly eating some mints or gum. Xylitol mints or gum will also help people with dry mouth by creating a flow of saliva, and studies have shown that using xylitol mints daily can reduce the amount of root decay in high-risk patients by 40%. [2018] - Ellie Phillips