Quotes of the Day

Most online discount brokers don't charge ongoing fees for investment accounts with balances above a given level-usually somewhere between $10,000 and $25,000. Accounts below this level may be hit with an 'administration' fee of $100 annually. Fortunately, there are a number of significant exceptions to this general rule that can allow small investors to avoid these fees. Some major online discount brokers don't charge ongoing administration fees for TFSA accounts of any size, while others will waive fees if you make monthly or quarterly deposits. [2018] - Larry Bates

The fundamental precept of NLP (neuro-linguistic programming) is that one's thoughts, feelings, and behavior-and the thoughts, feelings, and behavior of others-can be manipulated through words, suggestions, and physical gestures designed to influence the subconscious. [2005] - Neil Strauss

Dietary acid is in many of the most commonly consumed foods and drinks, even though you probably don’t know it’s there. It’s in canned and jarred soups and vegetables especially if they’ve been pickled, marinated, or fermented. It is in all carbonated beverages and industrially produced fruit juices. It’s present in every product that contains high-fructose corn syrup, even in items that don’t seem to be sweet at all. This ubiquitous and overused sweetener is produced using sulfuric acid and you’ll find it in the most unexpected places, such as in condiments, barbecue sauces, cocktail sauces, spice mixes, even baby food. You’ll find dietary acid in breads, salad dressings, juices, yogurts, and candy bars. [2017] - Jonathan Aviv

About a third of reflux patients just have poor esophageal function and may need medical or surgical treatment. Another third experience relief from symptoms after trying The Reflux Diet along with medical treatment. The final third of our patients find they can achieve complete control over all symptoms just by using the diet alone. [2010] - Jamie Koufman

As of January 1, 2021, the maximum OAS pension for an individual who started payments at age 65 is $615.37 a month. One needs to have been resident in Canada for 40 years after age 18 to receive the maximum, otherwise the pension is pro-rated. OAS pension rises quarterly in step with increases in the Consumer Price Index. If you were 65 in 2021 and had income over $79,845 in that year, you would have to pay back some of the OAS pension you were receiving. OAS income is essentially "clawed back" at the rate of 15% of your income that is in excess of $79,845. You would receive no benefit at all from OAS pensions if your earnings were over $129,000 in 2021. [2021] - Frederick Vettese