Quotes of the Day

Although you can close out your RRSP earlier than the year in which you celebrate your 71st birthday, the best strategy for most people is to leave your RRSP intact for as long as you're allowed. This is almost always the case if you decide to turn it into an RRIF. If you choose to go the annuity route, collapsing your plan a year or two early can make sense. If interest rates are relatively high, closing your plan out early may make sense if it allows you to lock in a higher-than-average return. [2019] - Eric Tyson

Although CBT-I is the best and most durable treatment we have for insomnia, it can have side effects. When people carry out "Sleep restriction therapy", which is a component of CBT-I, they sometimes experience excessive sleepiness, reduced vigilance and slowed reaction time. These effects are especially likely to occur at the beginning of the program, and they disappear when sleep is no longer restricted. Sleep restriction therapy is also meant to be used for a short time (usually 2-4 weeks), and should not be continued if your sleep has not improved substantially in that time. [2021] - Judith R. Davidson

It is fine to lose when you have followed the rules. [2008] - Yeo Keong Hee

Drink full glasses of water, at least once every hour. [2004] - Brian Tracy

Time-restricted eating is defined as fasting for periods of at least 12 hours but less than 24. Early time-restricted eating, a narrow eating window shifted toward the morning, carry a variety of metabolic benefits. Prolonged nightly fasting with reduced evening food intake may decrease cancer risk and recurrence. [2023] - Michael Greger