Quotes of the Day

Your best bet for professional help with you personal finance may be a financial planner who charges for his time. Some planners charge a fixed fee to whip up a financial plan for you. If you just need someone to act as a sounding board for ideas or to recommend a specific strategy or product, you can hire an hourly planner for one or two session advice. Hiring someone incompetent is the primary risk you face when selecting an hourly planner. Be sure to check references and find out enough about finances on your own to discern between good and bad financial advice. [2019] - Eric Tyson

Divergence over a shorter period is more powerful than divergence over a longer period. Although most market reversals exhibit divergence before they turn, they also exhibit this behavior just before normal consolidation periods. [2010] - Jay Norris

Make sure you put your photo on your business card. Your photo should also be on everything--letterhead, envelopes, thank-you cards--along with your logo and slogan. [2003] - Darryl Davis

The secret for protecting teeth from excessive demineralization is to control snacking and sipping, especially in the afternoon hours when saliva is most healing, and use food pairing to minimize demineralization when you choose to sip or nibble. Pure xylitol gum or mints can also help us limit demineralization damage when they are used at the end of every meal, snack, or drink. The flow of alkaline saliva stimulated by eating xylitol will help wash away acids and provide minerals to help heal demineralized enamel. [2018] - Ellie Phillips

A single minute's worth of hard exercise three times a week can provide the same cardiorespiratory benefits as 45 minutes of endurance training three times a week. There is no question that endurance training will help you get fit. If you enjoy going for long, easy runs, keep it up! You're going to benefit from them in many, many ways. But there is a certain alchemy in the body that is activated by intensity. [2021] - Philip Shepherd