Quotes of the Day
GICs don't lose value when interest rates rise, neither do they get a boost when yields fall. This means that during a bear market for stocks-which often leads to falling interest rates-your GICs won't deliver the offsetting benefit you should expect from bonds. Since bonds and GICs each have pros and cons, you might consider a balanced approach and use both in your portfolio. For example, you could use GICs for about half of your fixed-income allocation and use a bond DTF for the other half. [2021] - Dan Bortolotti
The key is to make your overall trading approach meaningful but to make any individual trade meaningless. [2006] - Boris Schlossberg
No more than 5% of your portfolio should be allocated to precious metals. The iShares Silver Trust (SLV) operates much the same as the iShares Gold Trust (IAU). One simple approach to previous-metals investing is worth considering: the ETFS Physical Precious Metals Basket Shares (GLTR). In one fund, you get a basket of four precious metals - gold, silver, platinum, and palladium - each in proportion to its economic footprint. Shares are backed up by the physical metals held in vaults. The fund's cost is 0.60% a year. [2013] - Russell Wild
Preservation methods in prepackaged, jarred, processed, and canned foods require the use of chemicals that are inherently acidic or have properties that loosen the Lower Esophageal Sphincter (LES). I allow three exceptions in the Acid Watcher Diet: canned tuna, chickpeas, and beans. Canned tuna must be water packed and drained before using. Canned chickpeas and beans must be organic and thoroughly washed to eliminate traces of acidified liquids. [2017] - Jonathan Aviv
I encourage a couple to go together for two years before they decide to marry. [2002] - Neil Clark Warren
