Quotes of the Day

Although the sleep information obtained from consumer wearable devices is appealing, these trackers are not yet ready for use in Sleep Therapy. They tend to misclassify wakefulness during the night, and they're untested in people with insomnia. [2021] - Judith R. Davidson

DBT (dialectical behavior therapy) consists of four pillars joined by one overarching theme. The overarching theme is mindfulness, which gives you the ability to work through the other four: emotional regulation (getting control over our emotions), distress tolerance (our ability to handle emotional stressors), interpersonal effectiveness (how well we make our needs and feelings known to others), and self-management (taking care of ourselves, beginning with basic tasks like getting up in time to go to work or school).  [2023] - Peter Attia

Your after-tax rate of return must be greater than your after-tax cost of borrowing or the financial math won't add up in your favour. Based on everything you know about the history of your investment type and the best advice of the professional team you employ, ask yourself what the average and worst-case scenarios look like. If you can't live with the worst-case scenario, don't move ahead with the investment. Across Canada, real estate has returned on average 5.5 percent over the past thirty years. But perhaps you might be extremely unlucky and find yourself in a ten-year lull where the market returns only 3.5 percent. Keep this in mind (and stress-test for it) when deciding whether to borrow money to invest. [2017] - Calum Ross

The acceptance of complete responsibility is as essential to leadership as is courage. Perhaps the most important quality of leadership is the habit of integrity. The most important asset you develop through life is your reputation, and the quality of your reputation is determined by your level of integrity. [2004] - Brian Tracy

Keep 15 to 20 percent of your portfolio in physical gold. [2009] - James DiGeorgia