Quotes of the Day

You should get at least a half a percent of your calories from the short-chain omega-3 ALA. That's easy--one tablespoon of ground flaxseeds takes care of that. Your body can then take the short-chain omega-3 from flaxseeds (or chia seeds or walnuts) and elongate it into the long-chain omega-3s EPA and DHA found in fish fat. The question, however, is whether the body can make enough for optimal brain health. Until we know more, I recommend taking 250 mg of pollutant-free (yeast- or algae-derived) long-chain omega-3s directly. [2015] - Michael Greger

Most whitening products contain peroxide as the main ingredient. The problem with peroxide is created by something called a hydroxyl-free radical, a by-product of bleaching that causes damage to the gum--damage that may be permanent. In addition, many whitening toothpastes contain abrasive polishing agents to remove some of the surface layer of your tooth, the part most often stained. But remember, this layer offers your tooth the most protection from infection and a barrier to make teeth less sensitive. I consider that a very well-known brand of whitening mouth rinse should be considered a co-carcinogen and that using the product may increase your risk for oral cancer. Stay clear of products that claim to whiten teeth. [2025] - Ellie Phillips

Most lenders require a DCR (debt coverage ratio) of at least 1.20 in order to finance an income property. A property with a 1.20 DCR has income before debt service that is 1.20 times as much as the debt service--in other words, the property generates 20% more net income than it needs to make its mortgage payments. [2004] - Frank Gallinelli

Your strengths are those activities that make you feel strong. In the language of SIGN, what does one of your strengths actually feel like to you? S for Success - When you do it, you feel effective; I for Instinct - Before you do it, you actively look forward to it; G for Growth - While you are doing it, you feel inquisitive and focused; N for Needs - After you've done it, you feel fulfilled and authentic. [2007] - Marcus Buckingham

You should be taking pictures of your tenants and also taking pictures of your property before the tenancy begins. Take video as well. You want proof if there ever is a dispute regarding the property's condition before the tenancy. Try to get a photocopy of your tenant's driver's license. [2015] - Gary Wong