Quotes of the Day

Enthusiasm accounts for 50 percent or more of all sales ability. [2004] - Brian Tracy

Thoroughly examine the status certificate of the unit you are considering and the financial yearly reports of the complex. Find out any expected or likely future increases in maintenance fees. [2013] - Dan S. Barnabic

The Law of the Excluded Alternative: Doing one thing means not doing something else. [2004] - Brian Tracy

Around 8:00 to 11:00 am NY time — represents among the most active, liquid, and volatile trading hours available in forex. From around 2:00 pm on Sunday to 5:00 pm on Friday, forex trading takes place 24 hours a day, five days a week. [2009] - James Chen

The 5% Rule - Annual Cash Flow = Annual Rent – (Annual Mortgage Payments + Property Taxes + Insurance + Other Fixed Expenses). Minimum Cash Flow (%) = (Annual Cash Flow ÷ Down Payment) × 100 Benchmarks: 5–6% = Moderate Risk, 7–9% = Moderate-to-Low Risk, 10%+ = Low Risk. Adjust until it either passes or proves it’s not a good deal: 1) Put more money down but keep in mind this will also reduce your return on investment (ROI); 2) Stretch the amortization (a longer amortization period such as 30 years vs. 25 lowers your monthly mortgage payment); 3) Negotiate a better price; 4) Increase the rent (if realistic) [2025] - Wayne Hillier