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We do spend on PR or public relations, but we do not spend on what is known as formal advertising. [2002] - Robert T. Kiyosaki

If you're going to own a home for only a few years, you should select an ARM (adjustable rate mortgage) to benefit from its lower start rate. You can nearly always find an adjustable that will cost you less than a 30-year fixed-rate loan if you plan to sell within seven years. Typically, ARMs apply margins that range between 2.25 and 2.75 percent. [2003] - Gary W. Eldred

Drinking coffee with milk cuts bioavailability of chlorogenic acid, dropping it from 68% (in black coffee) down to 40% (in a latte). Milk protein can also undercut the benefits of tea, berries, and chocolate. [2023] - Michael Greger

It is not sufficient just to take walks; adding on more exerting exercises, where the heart rate is elevated, and sustaining that elevation for at least 5 minutes has additional benefits. I advise you to exercise vigorously, with jogging, jumping in place, and other heart-rate-elevating exercises or activities. Keep your leg muscles and the central muscles in the abdomen and back strong. To achieve maximum benefit, exercise at least three days per week. [2011] - Joel Fuhrman

Most of the good stuff requires taking a risk. "Nothing ventured, nothing gained." [2005] - Jack Canfield