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Here is what makes LITS the GREATEST Tax Shelter available in Canada: Instead of withdrawing the money, visit your bank (your insurance company may also do this for you) and borrow money using the policy as the security. Generally , do not borrow the full amount all at one time, but annually as you have need of it. The arrangement you make for the loan is that no repayment will ever be made on it, but at the time of your death the funds from the LITS will be used to cover the total owing. This permits you to access the earnings from this money Tax-Free because loans have no tax ramifications and so the money is totally yours. [2008] - Dwayne Daku

Most markets trend no more than a third of the time. [2007] - Mark Galant

Having a sense of humor is near the top of woman's priority list of what they look for in a man. [2004] - Allan Pease

You need to receive the Strata's meeting minutes for at least 2 years, Strata Plan, Form B, Depreciation Report (if available), Engineering Reports for the last 2 years, Rental Disclosure Statement and Financial Statements. The most important thing is you MUST READ them. If you're working with a realtor, don't just rely on him/her to read it because your realtor will not memorize them and verbally dictate the whole thing out to you. [2015] - Gary Wong

Trading under the ticker "SLV" since 2006, the iShares Silver Trust held 141 million ounces of silver as of now. [2008] - Shayne McGuire