Quotes of the Day

I normally use the canned lookback periods because this is what everyone else is looking at and I don’t want to be late to the party or get caught anticipating a move that doesn’t happen. For example, when using stochastics, I normally stick with the 14, 3, 3 parameters that most software packages use. I don’t need to get fancy and try to find the best parameter for every market. I typically use 25 and 75 as my overbought and oversold lines because that way it will include more signals. [2003] - Marcel Link

The money global investors (including Canadians) are putting into Canadian real estate, especially in major centres like Toronto and Vancouver, can definitely skew the market. The sophisticated investor avoids overheated markets--and follows job and population growth instead. Overheated markets eventually cool down. Seasoned investors watch for the strategic advantages offered by cooling markets (think: motivated vendors and dropping prices). [2013] - Don R. Campbell

In 2018, for an individual who is aged 65 or over, the absolute "sweet spot" in terms of annual Net Income is $36,976. Once Net Income exceeds this level, the Age Amount, which is used to factor the Age Credit, begins to be reduced. So by keeping below that level of Net Income, you're going to have the full benefit of this valuable tax credit. In addition, all of the retirement income for the year will be taxed at the lowest possible marginal rate. [2019] - Daryl Diamond

When negotiating over the telephone, the person with the stronger argument usually wins, but this is not so true when negotiating face-to-face. [2004] - Allan Pease

Certain cruises and cruise lines will serve your needs better than others. Here's the rule of thumb: Longer-colder-older. Translated: the longer the itinerary, the colder the destination, the older the cruise passengers. Cost also plays a major role, but try rhyming that. On cruise lines like Holland America and Celebrity, even in the Caribbean, you'll find few people under the age of 25. With destinations like Alaska and Northern Europe, the number of younger passengers is significantly smaller. On the most upscale lines, such as Radisson and Seven Seas, the average clientele is over 55 and affluent. [2005] - Sharon Romm