Quotes of the Day

Dividend income could be a disadvantage if you're trying to keep your net income figure low. For example, $10,000 of eligible dividend income would have a gross-up of 38% of $3,800 and result in $13,800 being used in calculating total and net income. That increased income could serve to erode things like the age amount and OAS benefits or even to move the recipient into a higher tax bracket.  [2019] - Daryl Diamond

You can help your negotiation by making it a little more uncomfortable by instituting a penalty whenever the other party asks for a concession. A penalty could be as simple as not responding for several days or requiring your lawyer to look over the issue. This will train the other party to stop asking for concessions, because they'll quickly realize it hurts them every time they do. [2015] - Brandon Turner

The famous "head and shoulders" pattern can be discerned in a normal Elliott top, while a head and shoulders pattern that "doesn't work out" might involve an expanded flat correction under Elliott. [2001] - Robert Prechter

Zinc lozenges appear to shorten colds by about 3 days, with significant reduction in nasal discharge (by 34%), nasal congestion (by 37%), hoarseness (by 43%), and cough (by 46%). The best way to take zinc for the common cold is lozenges containing around 10-15 mg of zinc taken every 2 waking hours for a few days, starting immediately upon symptom onset as either zinc acetate or zinc gluconate without binders such as citric acid, tartaric acid, glycine, sorbitol, or mannitol. Efficacy against more serious infections such as pneumonia may only be present among those with preexisting zinc deficiency. [2023] - Michael Greger

80% of all customers are good customers, 5% are horrible and the other 15% are in between. You fire bad customers just as you would fire a bad employee. if you do not fire bad customers, not only will your good customers leave, many of your good employees will leave as well. You must also be able to fire bad advisors. If they are only interested in receiving their fees and not helping your business, your business will suffer. [2005] - Robert T. Kiyosaki