Quotes of the Day

Almost all negative moods are missing one key element - calm. By learning calm, you learn to deal with difficult areas. Calm allows us to achieve what we want, without being overwhelmed by anxiety. [2009] - Liz Miller

Preventing catastrophic, that is, irrecoverable losses is the only reason to carry insurance. Effectively, this means carrying as high a deductible as possible while at the same time having enough funds, which you can invest, to cover losses up to the deductible. Most of us don't insure our clothes or tools. For a financially independent person, this will extend much further since almost everything can be replaced many times over. [2010] - Jacob Lund Fisker

For a lot less money, you could send a special direct mail effort to just the best neighborhoods where the best buyers live. The secret is to do it continuously so that you build top-of-mind awareness among those best buyers. [2007] - Chet Holmes

The suggestion to brush your teeth immediately after a meal may sound logical to some people, but not if you understand that your mouth is almost always acidic after a meal. It can take about an hour for this acidity to dissipate. This is why some dentists tell their patients to wait an hour before brushing. If you brush acid- softened enamel, it will easily be abraded or worn. In my opinion, the best solution is to use xylitol at the end of meals. If xylitol is not available, an option would be to have a tooth-protective food like whole milk or cheese or to rinse the mouth with water to wash away the acidity. [2018] - Ellie Phillips

Stops are always placed at the exact price that will void the setup. That’s the key to stops. [2009] - Robert C. Miner