Quotes of the Day

Because many people believe banks to be a safe harbor in the cutthroat world of commerce, their loan departments charge a premium. They rarely offer the lowest interest rates or fees; however, credit unions often prove the exception, especially for plain-vanilla products. [2003] - Gary W. Eldred

In syndicates, money from investors support a property's acquisition for investment purposes. Buying into a syndicate requires that the investor get an independent legal opinion and a clear understanding of the risks involved. Syndicated properties offer several benefits, including potentially a lower degree of risk because the syndicator rigorously scrutinizes properties before investors join the syndicate. Syndicated properties also typically offer a higher return to investors than comparable properties investors manage themselves. A wise investor must know the syndicate's track record and read the prospectus carefully. [2020] - Douglas Gray

So far, we’ve discovered three primary traits that SuperAgers have in common: 1. High levels of good cholesterol (HDL). 2. Unusually low levels of the growth hormone IGF-1. 3. Unusually high levels of some MDPs. [2020] - Nir Barzilai

Rice and oatmeal are surprisingly glycemic (meaning they cause a sharp rise in glucose levels), despite not being particularly refined; more surprising is that brown rise is only slightly less glycemic than long-grain white rice. Nonstarchy veggies such as spinach or broccoli have virtually no impact on blood sugar. Foods high in protein and fat (e.g., eggs, beef short ribs) have virtually no effect on blood sugar (assuming the short ribs are not coated in sweet sauce), but large amounts of lean protein (e.g., chicken breast) will elevate glucose slightly. Protein shakes, especially if low in fat, have a more pronounced effect (particularly if they contain sugar, obviously). [2023] - Peter Attia

Ripple has no miners. Instead, transactions are powered through a "centralized" blockchain to make it more reliable and faster. Ripple in particular has gone this route because it wants to work with big banks and therefore wants to combine the best elements of fiat money and blockchain cryptocurrency. [2019] - Kiana Danial