Quotes of the Day

If you need life insurance, your best move is to buy a term policy until you've taken full advantage of TFSAs and RRSPs and until you've paid off your consumer debts and mortgage. If you find yourself in the enviable position of having accomplished all of that, some cash-value policies may be worth exploring. Even then, though, make sure you watch your costs--they can turn a theoretically good idea into a bad one in practice. [2011] - David Chilton

A rental application must be completed in its entirety: a. Get prospective tenant's SIN, to pull a credit bureau report and to populate a lease agreement, including legal names, as verified by a driver's license. b. Get income and employment information along with references. Usually if this cannot be obtained, or is incomplete, there is a bad story behind the tenant. c. Have the prospective tenant provide a copy of their Equifax credit bureau, or use a service like www.rentcheckcorp.ca, which can also search landlord and tenant board past judgements on "professional tenants" that may have skipped out on previous landlords. [2012] - Brian Persaud

Your landlord is responsible for repairing heating, plumbing, electricity, locks, walls/floors/ceilings (including water leaks/holes), fire doors/escapes, intercoms, elevators, fridge/stove, laundry facilities, furniture included in your rent and garages/storage sheds. [2015] - Kris Anderson

Avoid the following vegetable oil: canola/rapeseed oil, soybean oil, corn oil, sunflower oil, safflower oil, and peanut oil. Replace them with coconut oil, animal fats including lard, tallow, butter and ghee, avocado oil, or olive oil. Remove flour, rice, pasta, breads, crackers, and packaged cereals. Replace with carrots, beans, lentils, and chickpeas. [2018] - Steven Lin

The Shy Geisha - the most common sex signal known to womankind. [2006] - Leil Lowndes