Quotes of the Day

When in doubt, choose black. Black is a popular color for clothing because it's background--you get noticed before your clothing. For most people, it's flattering. It makes heavy people look thin and thin folks look elegant. Men: try a black turtleneck sweater with a jacket. This lacks the formality of wearing a tie, yet has a finished look. [2005] - Sharon Romm

Buyers should not assume that real estate will constantly appreciate and never go down, or that if they don't buy "now" the opportunity will never arise again. History shows that real estate markets fluctuate over time. Waiting for the market to slow and correct itself, so real estate can be purchased at more favourable prices, can pay substantial dividends. [2013] - Dan S. Barnabic

70 percent of a market’s moves occurs 20 percent of the time.  [2009] - Kathy Lien

My recommendation is not to run for a toothbrush after eating but to dilute and balance mouth acidity as soon as possible, using xylitol or another cariostatic product that can help neutralize acidity and stimulate a flow of saliva to remineralize your teeth (dark chocolate, whole milk, or whole-milk cheese). Here’s an added tip: If your tooth is knocked out in an accident, and you are unable to take it to a dentist for implantation, carry it in a container of saliva, saline solution, cream, or milk to keep it viable for implantation. The quicker this is done, the better! [2018] - Ellie Phillips

Here are four discount brokerages for non‐American expatriates: DBS Vickers Securities, based in Singapore; TD Direct Investing International (now Internaxx), based in Luxembourg; Swissquote, based in Switzerland; and Saxo Capital Markets, located in more than 20 worldwide locations, including Hong Kong, Singapore, Uruguay, and the United Arab Emirates. Interactive Brokers, an American firm, allows Americans and non‐Americans to open accounts from almost every country in the world. If you're a non‐American expat, avoid TD Ameritrade Singapore. Investors pay 30 percent dividend withholding taxes because the brokerage trades solely on the US market. [2018] - Andrew Hallam