Quotes of the Day

I think we can reply modest sleep debts as long as they're repaid quickly and in full. A 2016 study by Josiane Broussard showed that 2 nights of makeup sleep (after 4 nights of sleeping 4.5 hours) seemed to return insulin levels and diabetes risk to normal levels. [2017] - W. Chris Winter

While bonds are clearly less volatile than stocks, they can still lose value during periods of rising interest rates. That's why conservative investors also look to savings accents and GICs for safety. It's true you won't lose your principal with these investments, but even they're not without risk. The silent killers of all investment returns are inflation and taxes, which can reduce the real return on "safe" investments to zero, or even turn them negative. [2021] - Dan Bortolotti

If you feel that Revenue Canada would still consider you to be a resident, don't worry, now you know what they're looking for and you can change your current situation to become a non-resident. For example, you could place property in a trust to get it out of your name. [2007] - David M. Voth

The more quickly you can turn a stranger into someone you know, the easier a negotiation is likely to become. The time to develop such a relationship is before the negotiation begins. Get to know them and find out about their likes and dislikes. Find ways to meet them informally. Try arriving early to chat before the negotiation is scheduled to start, and linger after it ends. [1991] - Roger Fisher

Some e-marketers avoid "FREE" in the subject line. Despite spam filters, "FREE" typically lifts response. [2005] - Robert W. Bly