Quotes of the Day

Most whitening products contain peroxide as the main ingredient. The problem with peroxide is created by something called a hydroxyl-free radical, a by-product of bleaching that causes damage to the gum--damage that may be permanent. In addition, many whitening toothpastes contain abrasive polishing agents to remove some of the surface layer of your tooth, the part most often stained. But remember, this layer offers your tooth the most protection from infection and a barrier to make teeth less sensitive. I consider that a very well-known brand of whitening mouth rinse should be considered a co-carcinogen and that using the product may increase your risk for oral cancer. Stay clear of products that claim to whiten teeth. [2025] - Ellie Phillips

Sleep doctors have a saying: An early nap adds to the previous night of sleep but a late nap subtracts from the upcoming night of sleep. It's vitally important that the nap be scheduled. Shortly after lunchtime is the time when we experience a natural increase in our daytime sleepiness. Many sleep researchers and many cultures believe this is not only a great time to nap, but that we were evolutionarily designed to nap at this time. The duration of your nap is important. A 20-30 minute nap is an ideal duration to provide a boost to your wakefulness without leading to post-nap funk (PNF). [2017] - W. Chris Winter

Drinking coffee with milk cuts bioavailability of chlorogenic acid, dropping it from 68% (in black coffee) down to 40% (in a latte). Milk protein can also undercut the benefits of tea, berries, and chocolate. [2023] - Michael Greger

Nocturnal (nighttime) reflux in particular can cause sinus symptoms, the most common of which is post-nasal drip. [2014] - Jamie Koufman

Conventional lenders are not very fond of loaning on properties owned by an entity, such as an LLC or corporation, especially for residential loans. You could, as many investors do, buy the property in your personal name and then transfer it to your LLC, but you put yourself at risk of having the "due on sale" clause called by the bank. Be sure to talk to a lawyer and CAP who can help you sort these types of issues out, or speak with your bank and get permission, in writing, to transfer your properties to an LLC after buying them (this is the only way you'll be truly protected from that dreaded "due on sale" clause). [2015] - Brandon Turner