Quotes of the Day

Watch out for triclosan, parabens, fragrances, sodium lauryl sulfate, and polyethylene glycol (often listed as PEG) in your shampoos and conditioners. Safe alternatives include products by Beauty Without Cruelty (BWC), Maia's, Annmarie Gianni Skin Care, Face Naturals, and The Honest Company. Clean your clothes without poisons. Always avoid products with labels that say "warning," "danger," or "poison." Forgo fabric softener and instead add 2 cups organic vinegar to the wash. Safe alternatives include detergent by GreenShield Organic, Dr. Bronner's, Seventh Generation, and Mrs. Meyer's Clean Day. [2019] - Mira Calton

Ripple has no miners. Instead, transactions are powered through a "centralized" blockchain to make it more reliable and faster. Ripple in particular has gone this route because it wants to work with big banks and therefore wants to combine the best elements of fiat money and blockchain cryptocurrency. [2019] - Kiana Danial

Spending the least money, spending the least time, and making the least number of long-term commitments as possible to get the business launched. [2006] - Scott Fox

Thanks to the tax treaty between Canada and the U.S., Uncle Sam will refrain from taxing U.S. dividend income received inside an RRSP (or RRIF, for that matter). But that doesn’t extend to TFSAs. You’ll be dinged with a 15 percent tax deducted at source for dividends paid on U.S. stocks held in a TFSA. You don’t have to worry about interest income or capital gains from U.S. stocks, though. The tax treaty guarantees those are only taxable in Canada, which means they’re tax-free in a TFSA. [2021] - Erica Alini

Studies show that people who practice the noncompetitive martial art of tai chi (which emphasizes gentle movements and stretching) have a significantly better sense of joint position and better reaction times than people of the same age who did not practice such balance-intense activities. Aging golfers show the same retention of balance and reaction time as practitioners of tai chi. This makes sense since a good golf swing requires not only balance, with precise control of the head and body in relationship to the legs, but coordinated muscle activity throughout the swing. [2015] - Vonda Wright