Quotes of the Day

There are several reasons why future stock market returns will be lower than we are used to seeing. One is that inflation will probably be closer to 2% rather than the average of nearly 4% that has prevailed since 1960. Another is that pension fund managers invest about 60% in equities rather than 50%. A third reason is that the bond portion of portfolios will not do as well in the future because interest rates are so low. Long-term bonds can achieve high returns when interest rates go from high to low because they are producing capital gains as well as regular interests. For this reason, it's practically impossible to obtain high returns on bonds when the starting point is low interest rates. [2020] - Frederick Vettese

On the average, people feel uncomfortable if you come more than within 24 inches of their "personal body space"--unless you find them sexually attractive. Women often use this invasion of a man's personal space as a way to announce their availability. When she moves too close, you must reward her aggressive move by a smile or even a slight move forward yourself. [2006] - Leil Lowndes

Walking before eating can offset the detrimental effects of high-fat meals, lowering by 25% the levels of blood triglycerides (a type of fat related to how much sugar you eat, above-normal levels can lead to heart disease). Wait at least an hour after eating, and don't exercise too close to bedtime, as you may then take longer to fall asleep. [2021] - Gerald Lemole

When you buy a system, it is unlikely that seller is using it as well; usually it is an older system that he doesn’t use anymore. [2003] - Marcel Link

WWOOF is an international organization that offers volunteers room and board in exchange for working on organic, sustainable farms. You could also try helpx.net. They list hosts around the world who are willing to trade food and accommodation in exchange for work on community projects and organic farms, at homestays, in backpacker hostels, and on sailing boats. Workaway.info offers similar opportunities for people around the world. You could also house-sit. Trustedhousesitters.com is one of the most established sites for matching up house-sitters and houses. Other sites you could look at are nomador.com, mindmyhouse.com, and housecarers.com. [2022] - Andrew Hallam