Quotes of the Day

Anyone who plans to add money to the markets for at least the next five years should prefer falling prices. When people invest consistent sums every month (dollar cost averaging) they can stockpile assets when they’re cheap. Experiencing huge losses early in the investment journey would have looked scary. But it would ultimately have boosted the returns. By adding the same amount of money every month, the consistent monthly purchases would have bought a greater number of stock market units when prices were low and fewer stock market units when prices went up. As a result, you would have paid a lower-than-average price over time. [2022] - Andrew Hallam

The strategic real estate investor may buy property in a slump because he has a business plan to hold that property until a sustained recovery arrives. The bottom line is that strategic investors will exercise caution in a slump. Strategic real estate investors diligently stress-test their portfolios to measure the potential impact of rising interest rates. [2011] - Don R. Campbell

If he asked almost nothing about you, or if he moved the conversation abruptly in too many directions, this would clearly indicate significant problems. [2002] - Neil Clark Warren

It's true, there have been many periods of 5 and even 10 years when stocks underperformed bonds, but most of us remain confident that equities will deliver a premium over the long term. Most people lose patience when their strategy underperforms for a year or two. Then they jump to another one that has enjoyed some recent success, probably just before the music stops. [2021] - Dan Bortolotti

A variation of Box Breathing to more deeply relax the body that's especially effective before sleeping is as follows: Inhale to a count of 4; hold 4; exhale 6; hold 2. Repeat. Try at least six rounds, more if necessary. [2020] - James Nestor