Quotes of the Day

Most markets trend no more than a third of the time. [2007] - Mark Galant

Face-to-face with the Prospect: First, she wants to be sure that you have something important to communicate. Go straight to the result or benefit of what you sell in your first sentence. Second, she wants to be sure that you are talking to the right person. Third, at least initially, the prospect wants to be assured that your visit will be short. Fourth, the prospect wants to be sure that she will be placed under no obligation if she meets with you. Fifth, the prospect wants to be sure that you will not use high pressure. [2004] - Brian Tracy

Travel Hacking: Apply for credit cards with big sign-up bonuses, match the required spending, then cancel the cards. Wait for 3-6 months and do it again. [2019] - Kristy Shen

According to the FIRE formula, once you have saved twenty-five times your annual expenses, you are ready to retire. Let's say you spend $50,000 a year. That means you need to save and invest $1.25 million to retire. You can safely expect a 5 percent return on your investments, which for $1.25 million would be $62,500 a year. However, each year, if you only withdraw 4 percent of the income your investments earn (or $50,000), this means you always have a buffer to make up for inflation and dips in the market. [2019] - Scott Rieckens

Long hair, short sales record. [2004] - Brian Tracy