Quotes of the Day

Should a difference in political affiliation be of great concern? The answer depends on whether or not differing political views cause any significant conflicts. Even if political views are very different, partners may agree to respect, tolerate, tease and even enjoy each other's point of view. [2011] - Isabelle Fox

In 2020, an independent study was published——a randomized, double-blind, placebo-controlled trial of an elderberry extract for the treatment of influenza. In contrast to the industry-funded studies, those randomized to the elderberry seemed to do worse, experiencing more aches and pains. Similarly disappointing results have been reported for the herb echinacea. [2023] - Michael Greger

Improve writing skills: 1. Keep paragraphs short. 2. Use bold and CAPS to make points. 3. Start with a question or short statement. 4. Give me meat in the middle. All meat. 5. Make me smile, think, or act at the end. [2005] - Jeffrey Gitomer

TFSAs will generally produce a better ultimate result versus an RRSP if your marginal tax rate at withdrawal is higher than your marginal tax rate when you contribute. TFSAs are almost always a better choice for lower-income investors (below $40,000 in annual income). RRSPs can produce better results for higher-income earners who expect their marginal tax rate at the time of withdrawal to be lower than at the time of contribution. Remember, a dollar in your RRSP is worth less than a dollar in your TFSA. To help 'equalize' the real after-tax value of an RRSP contribution with the value of a TFSA contribution, contribute your tax refund to your RRSP as well. Alternatively, put your tax refund toward your TFSA. [2018] - Larry Bates

Up to 80% of office workers suffer from something called continuous partial attention. We'll scan our email, write something down, check Twitter, and do it all over again, never really focusing on any specific task. In this state of perpetual distraction, breathing becomes shallow and erratic. Sometimes we won't breathe at all for a half minute or longer. [2020] - James Nestor