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In nearly every instance, you can say one thing for certain about an REO: The lender wants to sell the property as quickly as possible. Buying an REO directly from a lender typically presents no more risk than buying directly from any other property owner. Normally, you can buy an REO much more safely than you could have bought the same property at its foreclosure sale. You might even be able to buy at a lower than market value price. You can find REOs in three different ways: follow up after a foreclosure sale; cold call lender REO personnel; locate Realtors who typically get REO listings. Rather than ask for a complete list of REOs, narrow your focus. Tell lenders what you're specifically looking for in terms of location, size, price range, floor plan, condition, or other features. In that way, a lender can answer your request without disclosing the full number of REOs within its inventory. [2003] - Gary W. Eldred

Measuring the pH of my saliva has shown me how it becomes more alkaline about half an hour after I have taken vitamins, when I relax in a sauna, or when I bask on the beach during vacation. Many forms of relaxation, including gardening and exercising, likewise seem to have positive alkalizing effects on my saliva. People need to realize that there is no single salivary pH and that one reading that shows a normal pH is not a guarantee that it will remain healthy. Regular readings will help you determine how much protection you have naturally for your teeth and when you may want to be particularly careful during times of more mouth acidity. [2025] - Ellie Phillips

Make a list. Score your dates. Market yourself wisely. Find your needle. [2013] - Amy Webb

I take NMN, which is a precursor of an energy mediator called NAD+. The one thing that I noticed with taking NMN is that, according to my Fitbit, my REM sleep has become better. I’ve been taking aspirin for thirty years even though recent studies have not documented its effectiveness in preventing heart attacks, strokes, or even colon cancer. In fact, a big trial showed that aspirin may be harmful in people who are over the age of seventy, but I take it because I fly frequently and want to protect myself from deep vein thrombosis. [2020] - Nir Barzilai

Whenever you see construction cranes, you know the boom is about to bust. It means that the cycle has peaked, and, generally, there is nowhere to go but down. The next time you see more than two construction cranes on the skyline, start selling any piece of real estate you do not want. [2008] - Robert T. Kiyosaki