Quotes of the Day

Ask your tenant to provide a work place reference. Don't just call the contact number that was provided as this can be a number to their friend's cell phone who can pretend to be the tenant's employer. Call the company's office number and ask to speak to the person noted as the tenant's employer. At this time, you can also verify the tenant's income and employment status so you know whether the tenant is a qualified tenant. [2015] - Gary Wong

All investments (not just those in real estate) using borrowed money create a tax deduction. In Ontario, for example, you are at a marginal tax rate of over 33 percent by the time you earn over $45,000 per year. This means that if you borrow at 10 percent, then your after-tax cost of borrowing is less than 7 percent (10 percent x (1-0.33) = 6.7 percent). [2017] - Calum Ross

Don't keep changing the gifts or customizing them. It's the same one over and over again. Bigger is better. Something like a microwave oven, a DVD player, automatic coffee maker, etc. They key is to use the same item for the next few years. [2003] - Darryl Davis

Whatever your body weight status, knowing your risk of diabetes can help promote its prevention. Many thin people of Asian ancestry are prone due to their genetic markup. Getting your polygenic risk score shouldn't be expensive or difficult. The data can be derived from a gene chip (array) used by companies like 23andMe or AncestryDNA or low-pass genome sequencing. Either method detects the several hundred letter variants among the 3 billion letters of the human genome, and a formula is used to calculate the score, with weighting of specific variants by their importance, and critical attention to the person's ancestry. [2025] - Eric Topol

We had looked at over 600 properties just to find five small houses that made investment sense. [2002] - Robert T. Kiyosaki