Quotes of the Day

Even if you’re sixty years old, your investment duration is about thirty more years. Multiple down years in a row is actually a very normal thing. In the stock market, even ten years is a blip. When viewed through the long-term lens of time, stocks are far less risky than if you judge them through daily, weekly, monthly, annual, or even a single decade’s term. On average, stocks increase in value roughly two out of every three calendar years. That means we have to expect calendar year declines, perhaps even a decade-long decline. But the odds of a decade-long decline drop dramatically when we diversify further and add some bonds. [2022] - Andrew Hallam

After about 2-4 weeks of nightly use, BzRAs (benzodiazepine receptor agonists such as zopiclone) typically become less effective due to "tolerance." This means the dose you have been taking starts to have less effect; therefore, you need a higher dose to get the same effect. This can lead to dependence, which occurs when you have great difficulty sleeping without the medication. "Rebound insomnia" is sleep difficulty that occurs if you've been taking a BzRA every night for a while and then you suddenly stop taking it. If you have been using the medication every night for more than 4 weeks, ask your healthcare professional or pharmacist for advice on how to reduce the dose in a step-by-step way to avoid withdrawal effects. [2021] - Judith R. Davidson

GROSS EARNINGS (Rent - Hosting fee) + ADJUSTMENTS (Cleaning fee revenue, Additional revenue, Resolution credit or debit adjustments) = GROSS AIRBNB REVENUE (Gross earnings + All sources of revenue & refunds) - ALLOWABLE EXPENSES (Hosting fees, Utilities fees, Cleaner fees, Co-host fees, Rent, Property taxes, Insurance, Software costs, Supplies, Depreciation, etc.) = AIRBNB TAXABLE EARNINGS [2023] - Symon He

If you have identified a property as being particularly well suited to your needs (meaning the needs of a potential or prospective tenant), then there is no law against you asking the current owner if he would consider selling. [2001] - Dolf de Roos

A whopping 95 percent of the first impression that you make on a customer is determined by your clothes. [2004] - Brian Tracy