Quotes of the Day

You can usually beat the interest rate on shorter-term GICs (those that mature within a year or so) with the best high-interest savings accounts or money-market funds, which offer complete liquidity without any penalty. [2019] - Eric Tyson

Creating Product Millionaire businesses is easiest if your product (1) meets a need that already exists in the marketplace, and (2) is easily explained. It's best if the product fits easily on store shelves and in shipping boxes, so it's easy for retailers to stock the product and ship it to buyers (Even better is if you can make your products deliverable simply by downloading them from the Internet.) [2006] - Scott Fox

A few drops of mouth rinse will work just as well as a large mouthful. Most mouth rinse manufacturers encourage you to use as much as possible, but I have found no science to connect the mouth benefits with the volume of rinse used. With any mouth rinse, feel free to be economical with your rinse volume. Maximize the benefits of your final protective rinse by not eating or drinking for at least an hour after you finish the routine, and spit out the last rinse. [2018] - Ellie Phillips

Molochian centenarians tend to live with their sons’ or daughters’ families. Because the younger generation has adopted a more modern diet, we speculated that transitioning to a higher-protein diet with more animal-based ingredients—which many of the centenarians did in their eighties and nineties—may contribute to their extreme longevity. In other words, maintaining a high-vegetable, low-protein diet for the first 70 or 80 years of life, and later switching to a diet richer in proteins but also animal-based foods like eggs, chicken, milk, and certain cheeses, may have slowed down aging and optimized the health of the Molochio centenarians. This explanation fits with our discovery that low-protein intake is associated with extended longevity and a major reduction in cancer in people age 65 and younger, but not in those above 66. In fact, we know that IGF-1 and other hormones that contribute to aging can reach very low levels after age 80. [2018] - Valter Longo

As long as you switch from one tax-sheltered account of the same type (as in RRSP to RRSP, and TFSA to TFSA) there will be no tax consequences. You just carry on. If you switch out of a regular, non-sheltered account and sell assets (like mutual funds) to reinvest in new assets (like index ETFs) there may be tax consequences. [2018] - Larry Bates