Quotes of the Day

Testimonials are the BEST way to beat down the price objection and win the sale. [2005] - Jeffrey Gitomer

The advisor is paid each time you buy or sell an investment. These commissions in the investment world are called "loads". There is no "load" charged to buy a Vanguard Fund. But American Funds, among others, charge a princely load. Typically it is around 5.75% and it goes directly into the pocket of the advisor. Some funds offer a 1% recurring management fee to the advisors who sell them. that means you get to pay a commission not only once, but every year for as long as you hold the fund. Insurance investments are some of the highest commission payers. Annuities and whole/universal life insurance carry commissions as high as 10%. [2016] - J L Collins

If you are an athlete, you need more protein than a less active person, but you don’t have to spend your money on special and (usually expensive) protein supplements or big, protein-laced meals. Protein alone will not build your muscles. If you take in more protein and carbohydrates than you need, your body will store the overload as fat tissue. If you eat too many high-protein foods and take protein supplements, you may risk kidney damage, loss of calcium from bones, and dehydration. [2015] - Vonda Wright

There is a lingering societal belief that interest rates have to go up, but the reality is that they will stay low for a very long time. Interest rates will be kept low so long as debt levels remain historically high. Even when interest rates aren't historically low, it is almost always a good idea to borrow to invest. [2017] - Calum Ross

Creating Product Millionaire businesses is easiest if your product (1) meets a need that already exists in the marketplace, and (2) is easily explained. It's best if the product fits easily on store shelves and in shipping boxes, so it's easy for retailers to stock the product and ship it to buyers (Even better is if you can make your products deliverable simply by downloading them from the Internet.) [2006] - Scott Fox