Quotes of the Day

Give yourself enough time to sleep-what sleep scientists call a sleep opportunity. This means going to bed at least 8 hours before you need to wake up, preferably 9. Darken the room completely. Make it dark enough that you can't see your hand in front of your face with your eyes open, if possible. If that is not achievable, use an eye shade. I use a silky one called Alaska Bear. Fix your wake-up time-and don't deviate from it, even on weekends. If you need flexibility, you can vary your bed-time, but make it a priority to budget for at least 8 hours in bed each night. [2023] - Peter Attia

If employers post their vacancy on a job-board such as Career-Builder.com or Monster.com, they have to look through 219 resumes from job-hunters who respond. The number of resumes comes down to 116 on social media sites such as LinkedIn or Facebook, 33 on their own website, 32 if the employee finds them, and 10 through referrals. [2013] - Richard N. Bolles

A moving average typically works when a market is trending in one direction or another. An oscillator is most effective when a market is moving sideways. [2008] - Michael Duane Archer

I recommending including a mix of government and high-quality corporate bonds in your portfolio, and you can do this easily with a single fund. The most widely used bond indexes in Canada include about 70-80% government bonds, with the reminder in corporates, a blend that should suit most investors. These so-called "broad-market" bond funds also include a cross-section of maturities. About 40-45% are short-term bonds (which mature in less than 5 years), another 25% or so are intermediate (maturing in 5-10 years) and the rest are longer-term bonds with maturities of more than 10 years. In general, bonds with short maturities are the least volatile and have the lowest expected returns. [2021] - Dan Bortolotti

70 percent of what is published as news is actually "placed news," or news that comes directly from press releases and PR initiatives. PR newswire (www.prnewswire.com) is an amazing tool if you're writing press releases. Another secret to writing an effective press release is to mention a Fortune 500 company in your copy. Every press release you send should be followed by a phone call. [2007] - Chet Holmes