Quotes of the Day

Every page of your website should have copyright, ownership, contact, and legal information at the bottom. You probably also want to include a link to your privacy policy if you are collecting e-mail addresses or customer information through your site. [2006] - Scott Fox

70 percent of a market’s moves occurs 20 percent of the time.  [2009] - Kathy Lien

Retirees should ignore their portfolio’s value and all forecasts. Instead, they should stick to an inflation-adjusted 4 percent withdrawal plan. Even if they retire on the eve of a market crash, their money should still last at least thirty years (especially if they don’t give themselves an inflation-adjusted “raise” during years when stocks decline). [2022] - Andrew Hallam

To get omega-6 to moega-3 levels to as close to a 1:1 ratio as possible, you must increase your intake of omega-3 through food and proper supplementation and drive down your omega-6 intake by avoiding or eliminating high-omega-6 foods. To up your ratio of omega-3s, eat plenty of low-mercury fatty fish like sockeye salmon, go for grass-fed butter and meat, swap omega-6 oils for those higher in omega-3s, and always check the ingredients when you buy packaged food to make sure there aren't any unwanted omega-6 sources hiding inside. [2019] - Mira Calton

I often see situations where people in retirement have non-registered mutual funds and the taxable distributions are being reinvested. Don't do that! During the income phase, any interest, dividends or capital gains that are distributed from non-registered GICs, GIAs, bonds, mutual funds etc. should be paid out to you as income rather than compounded or reinvested. Compounding your GIC is simply compounding your tax problem. Have the interest paid out to you at the time you're taking income. [2019] - Daryl Diamond