Quotes of the Day

BFG Outlier Research Process (BFG) is used both by institutional and retail level investors. The retail version can be found within www.superstockinvestor.com and is called The Madison Letter. BFG was created to solve one of the toughest tasks for anyone involved in markets: the identification of intermediate tops and bottoms with a high degree of success. A sell occurs where the BFG Score is above 20, Trend Measure falls under 40, and volume wanes into the close. Buys occur where the BFG Score is below -20, Trend Measure falls under 40, and volume improves into the close. [2009] - James DiGeorgia

Most high-level negotiations make use of effective anchoring processes. [1989] - Anthony Robbins

Stuff you don't need in your portfolio: REITs, preferred shares, real-return bonds, high-yield bonds, gold, smart beta ETFs, and currency-hedged ETFs. [2021] - Dan Bortolotti

Whether you are stripping profits or drawing directly from an investment, you don't want to be drawing down on any holdings that have fallen in values. Negative returns at the outset of your withdrawal years can have a negative impact on your income-producing assets. But selecting a withdrawal rate in the 5-5.5% range appears to moderate this potential problem. [2019] - Daryl Diamond

Sleep itself has 3 important phases. The foundation state is light sleep. Deep sleep is our most restorative sleep but you have to pass through light sleep to get there. The third kind of sleep is dream sleep (REM sleep). Dream sleep is when the vast majority of dreams occur. Light sleep is the doorway to both deep sleep and dream sleep. It's not common to go from wakefulness directly to dream sleep or from wakefulness directly to deep sleep. Furthermore, it's uncommon to transition directly from deep sleep to dream sleep. Doing so can be a clue to determining what's wrong with someone's sleep. [2017] - W. Chris Winter