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I recommend these basic ideas to new traders: (1) never commit more than one-half of your account balance to open positions, (2) never trade more than two market pairs concurrently, (3) never commit more than 25 percent of your capital to a single position, and (4) never trade over 50:1 leverage. Begin your trading career at 20:1 and work up in increments of 10:1 as you are successful. [2008] - Michael Duane Archer

While housing construction is a key driver, it tends to lag behind any increased demand for housing due to the significant lead time required to build, especially in larger centers where condominium buildings make up the majority of starts. This lag usually results in an eventual oversupply that persists long after the demand for housing dissipates. Therefore, construction levels tend to peak at the end of the boom phase and through at the middle to end of the slump phase. [2011] - Don R. Campbell

It's usually best, whenever possible, to save teeth rather than extract them too quickly. Implants are always at high risk for periodontal gum disease. Regular dental cleanings are also riskier for people with implants, as particles of titanium from the screw can be shaved off by hygiene instrumentation and cause tissue reactions that are similar in nature-and impact-to an exaggerated auto-immune response. You may want to ask your hygienist if she or he will use what is referred to in the oral health industry as a special dental implant scaler to avoid this kind of implant scratching or possible complications. [2025] - Ellie Phillips

It would be best to invest in some of the conservatively-run, well-managed gold mining companies (like Barrick, AngloGold and Newmont) that generally have solid balance sheets and relatively stable earnings. [2008] - Shayne McGuire

LOCs usually come with variable interest rates that can go up or down with the general level of interest rates in the economy. The bank can increase your interest rate at its discretion, something that 85 percent of HELOC holders do not realize, according to a recent FCAC survey. Lenders can also lower your credit limit or ask that you repay your balance at any time, although they have to give you advance notice of any changes to your credit agreement. [2021] - Erica Alini