Quotes of the Day

Mindfulness is the awareness that emerges through paying attention on purpose, in the present moment, and non-judgmentally to things as they are. Mindfulness means paying attention to things as they actually are in any given moment, however they are, rather than as we want them to be. [2007] - Mark Williams

To help boost cellular and DNA repair and maintenance, fast overnight and limit snacking between main meals. There are health benefits from simply restricting the number of hours in the day when we eat (called “intermittent fasting” or “time-restricted feeding”). These benefits arise because a period of several hours without food turns off the damage-producing growth pathways and activates the cellular and DNA repair and maintenance processes that support health and longevity. Sleep well. Sleep is the third pillar of health and wellness, along with diet and exercise. Get active—outdoors if possible—and sociable. Physical activity and social interactions are clearly related to improved health and longevity. [2020] - David Raubenheimer

When day trading futures, options, or forex, you can use leverage and trade multiple contracts on a rather small account. The average profit should be at least 50% higher than your average loss, preferably even twice as high. In the first four weeks of your trading, you might set your weekly target at $100 per contract. The key element to trading success is having a sound trading strategy that produces consistent profits. [2008] - Markus Heitkoetter

Canadian firms like You &Yours Financial are specialists in Canadian financial planning needs. They offer financial tutoring sessions, helping clients understand how much they’re currently paying in fees, assisting them with a wealth management plan and suitable asset allocation strategies. Plenty of people seeking a DIY approach might balk at paying a one-time fee for such a service. But most people’s financial needs are more comprehensive than they think. In a conversation I had with founder Darryl Brown, he told me, “The pay-for-service element of financial planning is especially popular among higher income earners who seek a big financial picture and don’t want to make mistakes.” [2022] - Andrew Hallam

With unsecured LOCs, the maximum credit limit you can hope for is usually in the tens of thousands of dollars. With secured LOCs, credit limits can easily reach the hundreds of thousands of dollars, depending on the value of your collateral, because the lender can take possession of your collateral if you don’t pay back what you owe. Having collateral usually allows you to access higher credit limits, lower interest rates, and more flexible repayment terms. Secured LOCs also often allow you to make interest-only payments. A personal LOC is an example of an unsecured LOC. Home-equity lines of credit, or HELOCs, are the best-known type of secured LOC. [2021] - Erica Alini