Quotes of the Day

When it comes to saving for retirement, savings accounts, money market funds, and CDs are far riskier than a diversified portfolio of stock and bond market index funds. If you’re saving money for a home down payment, for example, one of these accounts will work well. The same applies to emergency money (everyone should keep about six months of living expenses in such accessible cash accounts in case they lose their job). [2022] - Andrew Hallam

People are constantly losing jobs, being involved in accidents, suffering illnesses, getting divorced, dying, or suffering a myriad of other events that put them in a position where they need to sell their home or rental properties quickly. When people throughout the area know you and know what you do, you will start receiving calls about these deals rather than having to stumble upon them. [2004] - Mike Summey

When a Danish study came out in May 2014 concluding that regular, long-term use of certain PPIs was linked to greater risk of developing esophageal cancer, the use of this popular acid-blocking medication was put into question. It was an alarming argument, but it’s not one you should give too much credence. The authors of the study were unable to control for significant risk factors for the development of esophageal cancer such as alcohol consumption. Nor were other lifestyle considerations, such as smoking or dietary habits, taken into consideration. [2017] - Jonathan Aviv

Many sales representatives flog offshore pensions from companies like Zurich International, RL 360, Friends Provident, Generali, Aviva, and Royal Skandia (Old Mutual) without realizing their clients are usually charged on three levels: annual management costs, establishment costs, and hidden mutual fund management fees. Sometimes, there are also “mirror fund” charges. Some of the more common brokerages selling offshore pensions include the deVere Group, Montpelier Financial Consultants, Austen Morris Associates, Globaleye Financial Planning, the Henley Group, Gilt Edge International, Warrick Mann International, the Alexander Beard Group, SCI Group Ltd., W1 Investment Group, Holborn Assets, and the Sovereign Group. [2018] - Andrew Hallam

Women want sex as much as-if not more than-men; they just don't want to be pressured, lied to, or made to feel like a slut. [2005] - Neil Strauss