Quotes of the Day

Most people don't wear glasses in the U.S., and we're not conditioned to finding men and women who wear glasses sexy. If you need your glasses to see, find a good optometrist who can outfit you with a great frame, thin lenses, and a high-quality anti-reflective coating. [2013] - Amy Webb

From 137 studies in approximately 13,000 individuals, skin-to-skin touch significantly improved sleep, blood pressure, and mobility, while reducing fatigue, anxiety, pain, and depression. Whether it's a one-off brief hug or handshake or a 60-minute massage session, human touch appears to be consistently therapeutic, perhaps to an even greater extent among women. [2025] - Eric Topol

A landlord/property manager must not collect a deposit from more than one applicant at a time for the same rental unit. It is good practice to collect other applications for the same unit in case the first applicant does not qualify, but do not collect more than one deposit. [2017] - Bryan M. Chavis

I often use the word 'Team' in the FROM line. It makes it sound as if there's a group of bright, energetic, enthusiastic people standing behind the product. [2005] - Robert W. Bly

Hard money lenders are professionals who lend out their own money, or other peoples' money, for a living. They have a set way of doing things, a predefined interest rate, a predefined set of fees (points), and a very short term (usually less than one year). Private lenders are lending their own money but don't typically do so for a living. The rates, fees, and terms are usually lower and much more negotiable. The most common private money rates I see fall between 6% and 12%, depending on the relationship. [2015] - Brandon Turner