Quotes of the Day

When type 2 diabetics drank a small cup of chamomile tea after their meals for a few months, they got significant improvement in long-term blood sugar control compared to drinking the same volume of warm water or when pitted head-to-head against black tea. And the side effects? All good——lower LDL cholesterol and triglycerides, a decrease in inflammation, and improved sleep, mood, and antioxidant status. Chamomile tea and green tea appear to share the same mechanisms for blood sugar control: blocking the transport of sugars through the intestinal wall. [2023] - Michael Greger

Your best bet is to go to google.com and type in "population growth your city" or some variation of that. You will likely find all sorts of interesting stats and figures about your chosen market. It takes a while to sift through the information; but once you've found some good sites with useful information, bookmark them on your computer or write the website address down and keep it in an easy-to-find place for future reference! [2013] - Julie Broad

The Income Tax Act grants to CRA a number of arbitrary powers. The Minister doesn't have to accept your return as filed. In fact, under Section 152(7), CRA has the right to change your tax return if they don't agree with the way you've filed it. They can change your income figures, your deductions or your credits prior to the expiration of a normal "reassessment period," which is 3 years. If you don't agree with how your tax return has been assessed, you have the right to appeal the results. [2020] - Evelyn Jacks

If the home has been sitting on the market for a long time, and you have a good indication that the seller is eager to sell, there is no real danger in submitting a lowball offer to see what happens. However, if you are in a competitive market and a new listing hits the MLS at a great price and you know that is't going to sell quickly, you may want to cut out the chase and simply offer your highest amount. Sometimes, you may even need to offer more than the asking price. I would never pay more than asking price just to win a bid if the numbers didn't pencil out, and you shouldn't either, unless you have some dramatic future reason for doing so. [2015] - Brandon Turner

No more than 5% of your portfolio should be allocated to precious metals. The iShares Silver Trust (SLV) operates much the same as the iShares Gold Trust (IAU). One simple approach to previous-metals investing is worth considering: the ETFS Physical Precious Metals Basket Shares (GLTR). In one fund, you get a basket of four precious metals - gold, silver, platinum, and palladium - each in proportion to its economic footprint. Shares are backed up by the physical metals held in vaults. The fund's cost is 0.60% a year. [2013] - Russell Wild