Quotes of the Day

Total cholesterol is not a predictor of future heart disease; LDL cholesterol is a marginal risk factor; and HDL cholesterol is a fourfold better predictor of risk than LDL cholesterol and the only reliable predictor of risk for people over 50. Saturated fat raises HDL cholesterol while carbohydrates lower it. Trans fats are an entirely unnatural substance that contribute to insulin resistance and inflammation. We recommend cooking with olive oil, coconut oil, and grass-fed ghee. Oils that are predominantly monounsaturated--olive oil, avocado oil, and nut oil among others--increase calcium absorption. [2016] - Laura Kelly

Decreased volatility is detected when a moving average moves sideways, and looks like a smooth horizontal line. [2007] - Grace Cheng

Most lenders require a DCR (debt coverage ratio) of at least 1.20 in order to finance an income property. A property with a 1.20 DCR has income before debt service that is 1.20 times as much as the debt service--in other words, the property generates 20% more net income than it needs to make its mortgage payments. [2004] - Frank Gallinelli

A home sleep test (HST) is a portable device that allows sleep doctors to look at your sleep from the comfort and privacy of your own bed. While being able to sleep in one's own bed is a real positive, home sleeping studies have their drawbacks and limitations. They were really designed for use in the following patients: 1. patients likely to have sleep apnea or a breathing disturbance. 2. Patients unable to have a regular sleep study because of lack of insurance or inability to easily leave the home for health or social reasons. [2017] - W. Chris Winter

There are many apartments in the Fairview area in Vancouver where the lease is expiring in about 20-30 years. Most buyers don't want to be spending hundreds of thousands of dollars just to live in the home for 20-30 years. However, many buyers such as seniors may consider these properties. [2015] - Gary Wong