Quotes of the Day

Some analysts suggest you may want to forget about payment cryptocurrencies and invest in crypto platforms instead. They’re generally considered good long-term investments because they rise in value as more applications are created on their blockchain. The most famous example in this category is Ethereum (ETH). Others include NEO (NEO, China’s largest cryptocurrency), Lisk (LSK), EOS (EOS), Icon (ICX), Qtum (QTUM), VeChain (VEN), Ark (ARK) and Substratum (SUB). [2019] - Kiana Danial

Expected returns should be viewed with a time horizon of at least 20 years. If your target rate of return is 5% or 6%, then a portfolio of 60% stocks probably isn't going to cut it. If you're comfortable with a more aggressive approach, that's fine, but remember that most people over-estimate their risk tolerance. If possible, you should consider increasing your savings rate or giving yourself more time. [2021] - Dan Bortolotti

A "fancy" chandelier speaks volumes about the class of your property. It tells potential buyers that this is a home to be considered. [2003] - Robert Irwin

According to iGMS, a leading vacation rental software, 59% of Airbnb listings have a security deposit. We suggest you identify a dozen of the most comparable listings in your market and note the security deposit levels they set. Start with at most the median rate. Keep your security deposit at no more than 25% of your average total booking. For example, if the average booking for our listing is 3 evenings at $150, then 25% of $450 is $112.50. For most listings, the ideal level is generally between $100 to $600 per booking, where the $600 levels are typically reserved for listings with average bookings well over $2,000. [2023] - Symon He

Dream sleep typically begins approximately 90 minutes after an individual falls asleep, commonly after a brief stay in light sleep and a cycle of deep sleep. Individuals usually spend about one quarter of their night in REM sleep. REM sleep comes in 20-40 minute cycles, usually about 4-5 times a night. The cycles typically become longer in duration as the night progresses to the longer cycles occur during the second half of the night. The longest cycle usually terminates around the time an individual awakens in the morning. [2017] - W. Chris Winter