Quotes of the Day

The Royal Bank of Canada produces a quarterly report on housing affordability (www.rbc.com/economics). A well-balanced market for investors has a Housing Affordability Index of 33 per cent. Sophisticated investors look for cities and towns in the 25 to 29 range. Towns and cities above 39 per cent are most likely going to under-perform over the long term as they are overpriced relative to the ability for the citizens to afford it. [2013] - Don R. Campbell

We currently recommend 2,000 IU of vitamin D in your multivitamin. We prefer a liquid vitamin D3. When trying to increase your bone density (and especially if you're taking extra calcium), we suggest taking a liquid vitamin K2 (MK7) supplement at around 120-240 mcg daily, on top of what is in your multivitamin. Make sure not to purchase a combination D3 and K2 supplement (the two nutrients will compete). Most physicians recommend taking 1,300 mg of calcium a day (including supplement and calcium-rich foods). Calcium cannot be absorbed at over 600 mg in a single serving. You don't have to worry about the studies where excess calcium caused arterial calcification, as long as you make sure to take your extra vitamin K2. [2019] - Mira Calton

There are times that the government does come up with a plan to help certain sectors of the economy, that can be a great opportunity to save on taxes and earn income. This they did in a program called Flow-Through Shares. The risk is that sometimes shares can become worthless. Also, sometimes it takes much longer to bring the product to market than was expected and you have to wait for a long period for a return on your investment. There is also the fact that you cannot sell the shares for a period of 18 to 24 months as dictated in the share structure. The upside is, if your research into the investment was thorough, you could have valuable shares to sell or a nice income stream of dividend income for years to come. [2008] - Dwayne Daku

Onions (along with its close cousin, garlic) contain a naturally occurring chemical compound called allicin, which boosts saliva production and benefits immune health-and goes on to have a positive impact on gum health. The natural spice ginger stimulates saliva production directly and can be helpful for people with a dry mouth while it also supports the immune system. Berries of all kinds-blueberries, strawberries, and raspberries among others-are rich in antioxidants and vitamin C, and they all contain some naturally occurring xylitol. Berries have a particularly useful impact on mouth health and help to develop protective biofilm over teeth. [2025] - Ellie Phillips

A currency's purpose is to acquire assets, assets that are either appreciating in value or producing cash flow. [2008] - Robert T. Kiyosaki