Quotes of the Day

If your RRSP returns are substantially above your mortgage rate, continue to invest in RRSPs. Generally that rate needs to average at least 2% points higher than your mortgage interest rate for ALL the years of the investment, in order for it to be better than paying off your mortgage. The same basic rule applies to any other debt that you may be servicing. A good rule of thumb is to get rid of the debt first, unless the investment guarantees a return above the interest rate you are paying on the debt. [2008] - Dwayne Daku

Always choose a real estate agent who is also invested; Always chooses a real estate agent with several years of experience (at least five to ten years in the business); Always get a recommendation before choosing a real estate agent. [2017] - Calum Ross

The single most important influence on a neighborhood's house values is the quality of its schools. [2003] - Robert Irwin

Caloric restriction (CR)'s usefulness remains doubtful outside of the lab. Very lean animals may be more susceptible to death from infection or cold temperatures. And long-term severe caloric restriction is difficult if not impossible for most humans to sustain. Furthermore, there is no evidence that extreme CR would truly maximize the longevity function in an organism as complex as we humans. [2023] - Peter Attia

If your business is successful, when selling the business you can claim up to $750,000 as capital gains exemption, which moves that amount into your personal hands without tax ramifications. If you are doubly fortunate in that your marriage survived the venture and your wife was a partner in it, you can double that $750,000 to $1.5 million. [2008] - Dwayne Daku