Quotes of the Day

Generally speaking, variable interest rate mortgages will save you money compared to fixed rate mortgages in the long run, but that at any given point in time you need to assess the risk-and-return trade-off of the two options. [2017] - Calum Ross

Getting up earlier, exercising each morning before you start out, listening to audio programs in your car, going to bed at a certain hour, planning every day in advance, starting with your most important tasks each day, or completing your tasks before you start something else. There are habits of medium complexity that can be quite easily developed in 14 to 21 days through practice and repetition. [2004] - Brian Tracy

Offer something of value if you want to have people sign up, and stay on your list. [2007] - Bruce C. Brown

Standard (immediate-release) melatonin can sometimes be useful for the prevention of east-bound jet lag and for certain shift work schedules, and it may be helpful in the short term (up to 1-2 weeks) for sleep difficulty. Immediate-release melatonin is generally not useful for chronic insomnia. [2021] - Judith R. Davidson

The habit of regular saving and investment from an early age: Save at least 10 percent of your income, off the top, before any other expenditure, for the entirety of your working life. [2004] - Brian Tracy